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Children's education calculator

Find out how much you might need to invest to cover the cost of your children's education

How much will I need to save for my child's education?

Use our calculator to find out how much you may need to save towards your children's education expenses, how long it'll take, and how the value of an investment could change under different market conditions.

We’d all like to give our children the best opportunities in life. Paying for, or contributing towards the cost of their education can be a great way to give them a head start.

This calculator can help you to:

  • find out how much money you could have by the time your child starts their education
  • see how the value of your investments may change depending on different market conditions and your risk level

Remember to take into account the total costs of their education when you use the calculator. For example, you could consider their accommodation costs as well as their tuition fees.

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For the purposes of this calculator, your child's current age should be less than the age at which they will require funding.
How much you'll have when education starts
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Intermediate market conditions -
Poor market conditions -
How much you'll have left to reach your target
Good market conditions -
Intermediate market conditions -
Poor market conditions -
How much you'll have invested over that time
Good market conditions -
Intermediate market conditions -
Poor market conditions -
Good market conditions Intermediate market conditions Poor market conditions
How much you'll have when education starts
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How much you'll have left to reach your target
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How much you'll have invested over that time
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Based on the information you've entered; the graph above shows how the value of your investment could change in 3 different market conditions.

 

The table above shows what the value of your investment could be when you've said you'll stop adding monthly contributions to your investment.

 

The graph and table above are just illustrations of future performance and therefore are not reliable indicators of actual future performance.

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Remember, the value of investments, and any income from them, could go down as well as up, and you may not get back what you invest.

This may also happen as a result of exchange rate fluctuations, as some investments have exposure to overseas markets. Investing should be seen as a medium- to long-term proposition, for example at least five years. Eligibility criteria and fees apply.

The information on this page doesn't constitute a solicitation of the sale or recommendation of, or advice on any products. You should not act on such information without seeking professional advice. You should also consider whether any products are appropriate in view of your own circumstances, including not only your risk tolerance, but also your financial situation, investment knowledge and/or experience, Investment objectives and preferred investment period.

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