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Remortgage to HSBC

Move your mortgage to one of our latest rates

Remortgage with confidence

Is your fixed rate deal with another provider coming to an end? Or are you just looking for a better offer? Whatever your situation, we've got a range of fixed and tracker mortgages to choose from.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Why remortgage?

  • You're near the end of your term
    You may get a better deal by moving to a standard variable rate when your fixed-rate or tracker mortgage comes to an end.
  • Pay off your mortgage early
    You could overpay to reduce the size of your loan.
  • Get a lower interest rate
    You could pay less each month if your interest rates are lower.
  • Increase the value of your property
    You could borrow more to make some home improvements.

Tools to help you choose

Not sure which mortgage is right for you?

Use our calculators to work out what you could borrow or your monthly payments.

Choose a remortgage deal

Take a look at our latest rates or find out more about how to remortgage with us.

Why choose us

  • Competitive rates
    Switch to us and you could lower your monthly repayments by finding a lower interest rate.
  • Standard legal fees covered
    All our mortgages come with a standard property valuation at no extra cost, so there's less to think about.
  • Conveyancing options
    Choose a bank-appointed panel solicitor, and we'll cover the standard legal fees. Or you could pay for your own solicitor or licensed conveyancer to act for us both, if they meet our criteria.
  • Apply by phone or online
    You can speak to one of our mortgage advisers or apply online.

Find out how to apply

Remortgaging your home with us is simple.

First, you'll need a Decision in Principle – we’ll explain how to do this over the phone or online.

Then, we'll let you know what you’ll need to do for your mortgage application.

Already started applying? Pick up where you left off.

Frequently asked questions

You might also be interested in

 

Learn more about how remortgaging works.

 

Here are 5 common reasons to remortgage, to help you decide if it’s right for you.

It's easy to answer your query online. Visit our Help page to find out how.