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At a glance

About

Our most popular, everyday current account that provides all you need to stay on top of your finances. Gives access to retail offers and our Regular Saver Account, with no monthly account fee.

Monthly account fee

No.

Who can apply?

Eligibility criteria

18 or older
happy for us to do a credit check against your name (if you live in the UK)
can provide ID and proof of address if needed

If you're applying from outside the UK, please contact your local branch to apply for an account. Alternatively, apply using the online form.

What you get with the account

Features and benefits

24/7 customer support.
Apple Pay, Google Pay and Samsung Pay.[@apple-pay-google-pay-samsung-pay]
home&Away discounts and rewards programme.
Access to exclusive customer-only products like our Regular Saver and Global Money Account.

Welcome offers

Terms and conditions apply

Get £220 when you switch to an HSBC Bank Account. Open a Bank Account in our mobile banking app and, within 60 days, complete a full switch (inc. 2 direct debits) using the Current Account Switch Service, pay in £2,000 and spend £500 on your debit card.

New customers only. Further offer and account T&Cs and eligibility criteria apply. Offer may be withdrawn at any time. Find out more about the Current Account Switch offer.

Optional arranged overdraft

Credit is subject to status

Yes.

personal banking terms conditions This link will open in a new window

(1.5 MB, PDF)

Find out more

Please read the full product information before you apply

Apply

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Additional information

Frequently asked questions

Yes, you can have more than one current account.

Before getting another current account, it's important to think about whether multiple accounts are the best way to stay on top of your finances.

To open an HSBC bank account, you'll need to show proof of ID and proof of address. Your proof of ID can include:

Your passport
Your photocard driving licence
Your full UK birth certificate
Your proof of address can include:

Your photocard driving licence Bill or bank statement dated within the last 3 months For more information, visit our page on documentation for an ID check.

All HSBC current accounts are free to open and come with no monthly fees.

However, our accounts come with different eligibility criteria so its important to compare accounts to see which one is right for you.

Yes, your money is safe in a current account.

Your money's protected by the Financial Services Compensation Scheme (FSCS). This means that the bank fails or goes out of business, you can be paid up to £120,000 in compensation (if you're eligible).

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