Trustpilot
Independent service quality survey results
Personal current accounts
Great Britain
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
Published August 2025
Northern Ireland
As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 12 largest current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
Published August 2025
The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found on the SQI page.
Authorised push payment (APP) scams rankings in 2023
Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account.
These charts use data given to the Payment Systems Regulator by major banking groups in the UK in 2023.
You can read the full report by visiting
Share of APP fraud refunded
This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms.
APP fraud sent per £million transactions
This is the amount of money sent from the victim’s account to the scammer, ranked out of 14 firms. For example, for every £1 million of 51³Ô¹ÏÍø and first direct transactions sent in 2023, £159 was lost to APP scams.
APP fraud received per £million transactions: smaller UK banks and payment firms
This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at Skrill, £18,550 of it was APP scams.
APP fraud received per £million transactions: major UK banks and building societies
This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at 51³Ô¹ÏÍø and first direct, £128 of it was APP scams.
Your eligible deposits with 51³Ô¹ÏÍø Bank plc are protected up to a total of £85,000, or up to £170,000 for joint accounts, by the , the UK's deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: 51³Ô¹ÏÍø Bank plc, HSBC Private Banking, and first direct.
Any total deposits you hold above the limit between these brands are unlikely to be covered.