%PDF-1.7 % 424 0 obj <>stream h޴Zsܶi;3=nR+R>Y/:,%?=$:Ө#ҶĻ۷ƶ5մܰڳ+Z#1gܛZuT¤6$:Ƴ"ѳëVBA޴Zʍ&+/ⱷ/9*<juPEjc% y`ŐWt!/FK}bGmE}Dmxh`Pm@Nj%*`[!IZtjAM&Z߀Y'!EKlB>"MeV4@+HZW [^@p0ہ9Z M4$' 9vHJ#txt5 . nM+!yhthrLb$FG'Od] cZ [=-UFjɑH,'n9E9ơ(;&ELl`78Ÿ3Ft[AR5,8؁d25с8Γ<ŃE.z/:$$vq2C'8geKw 3xC z:]n D{s XGN`9}>hCt50΄ӨN'8t訸+E9DU3/XXF 4_H4< o 1B]Iux.l)*7*K;3@"φCS)˜"ώsFKv@ L#0F@ zB Qǔ@2*0(IR-I`& t > CNvh\=C 5SD \ A=00rS i=r$b4ō =`-C^ZY!Bg #̧|6p:c֓R0z*RÃJr(DR~|9'Fpogxʱf~:\,}"󔓛OYvzZ^|䄣zd9_YWH% <[|\iT8'6CT qbrMVtVڠkISkU}}6ML6U75K]ԛdjͺzd5;);#gI-LEr(6k6c[ֲj* h-e=Vק`=tzkzJ[HkؗҬFfIuo'DeF8²)+,N) XmS)ȝ)Zc𦫉u9oѮ}mV"^l@͛ S7Vz{ycIm;a<0bTiڴ}y]ign_"DL a\GǵY=a"L̄i„_|P¸v¸E  a\}Ua/C!3w%VPH,juV ʆN↿>Xtmڤϻ|${!P|Haa `ϓv <'!< YR 5.r:PZL(o_ǃ=0Iyn._o\b4ft<iTzjMJ`Nz,b ʫV{`g iJWjTUe#إɎ(ozA.fg?TiJxowFԐmweƃ/A5$e{`"ZO._[ǀ&i46wAW$Ъ\cuFc@꫏'uiT6mG0V^UYl Z򠹉NYMYY g5ӛqn/wem[ / GU&1w'ٶc~? (YQFjeSfa/5^(Uyª)a_͜6 1֗¶VAI endstream endobj 425 0 obj <>stream h޴XkO9O_6bB+Z)[UCRCBw\3L2VQ}}}}(xGKҢJ+*GV:R&:n5{n]ܹ0\RrQJ̓`@QRy <*1>A`5ipaa K;-d'3d2%@D @9RK2Er UMB'0*i"+1k,Ot\S#ȇV K #- OMLۓ(|dPh,"B[Y Fei@F J5:P zJXK|)kX0.Pj0H!JY(͍D )5W\8ݲ V3nX슝9/L(9ZflSYj} _] pǬd'xt8[;v pTb Sܦk5cjvjogfϱg׋zS}Y7QZ>[5/~|S5hO˰4\o&jqⰺjh|.ʚ/, ɔZVwthY詜pcYIC6P&՟ ±`j:_χBE<"ʘͶ& endstream endobj 426 0 obj <>stream hKn p2n +OӐPE]D0&Ddg;"vJ.iQe۽?skrR*R:^jESmD5|G7,.IZgډ1g[)oC@Fx8ڌ #N/׵:Nq55 8J'ƣqRy[q`=Xg%vGS'N!9; b.rOFNa\(I[9SOҤuR'Z;PnŚ'yܗ l^u%؊g͹y<&#'2@ny r6i? հ@4jZ*Ѩ`akXc@o(_4.ǎDvv|Q_ Y`- endstream endobj 1 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources 418 0 R/Rotate 0/StructParents 1/Tabs/S/Thumb 27 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 3 0 obj <> endobj 4 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources 416 0 R/Rotate 0/StructParents 2/Tabs/S/Thumb 28 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 6 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources 414 0 R/Rotate 0/StructParents 3/Tabs/S/Thumb 29 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 8 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources 412 0 R/Rotate 0/StructParents 4/Tabs/S/Thumb 30 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 9 0 obj [324 0 R] endobj 11 0 obj <> endobj 12 0 obj [/Indexed/DeviceRGB 255 13 0 R] endobj 13 0 obj <>stream 8;X]O>EqN@%''O_@%e@?J;%+8(9e>X=MR6S?i^YgA3=].HDXF.R$lIL@"pJ+EP(%0 b]6ajmNZn*!='OQZeQ^Y*,=]?C.B+\Ulg9dhD*"iC[;*=3`oP1[!S^)?1)IZ4dup` E1r!/,*0[*9.aFIR2&b-C#soRZ7Dl%MLY\.?d>Mn 6%Q2oYfNRF$$+ON<+]RUJmC0InDZ4OTs0S!saG>GGKUlQ*Q?45:CI&4J'_2j$XKrcYp0n+Xl_nU*O( l[$6Nn+Z_Nq0]s7hs]`XX1nZ8&94a\~> endstream endobj 16 0 obj <> endobj 17 0 obj <>stream H\n0Fy _`6i\6 d69"o񡮴H}.sMzӷ]={[OmyNnuj;pIӸݞ&o\ӎw:,$&[6?/͸`|Bj\n \_.> endobj 19 0 obj <>stream HTT PWffuf@?""b1E5jV\?$aQAFu6[ۘz{߹sYF,+O0>>>0%/ǚYX4>sQqV~ɱq3z!ފ'k}E_ "c r]yUE{tU)0c܁/mmRNG?9D|\JZ*\} f.MM.,+YU긪 PIdNOgt<A f+`@Q4a4D^ɗB x|x7v EN c4|(@3;\Ko;@!d"O,ܽˇ;h3ZJT2\E[ldVOqj~TiIELCCImN^/ܨ\ƶ~jj޳_EVmvARwNDe_ը7V#\cśy&4Ik5Ҏ7Ókmݰ A x4K-*U[3,dB8j0Tm\}D.҄t{glp̞37^ÐJB^FU f'(Pܲ8$tG:r{A15pOD(Y_uxeھ􈰂xX=%z/oӖwf㤨 0prCɝļHJ4E؇5&Hm2˾BO[y?ي5qm:R-X7UUmmC^4\H0sBѝ{O)ҢthRB3]m\$X,XEiTiTG:K[6Un1귭|`UF>œ-?9:fj~JFwBYJ\ -S.b+}e X#(1[^? )c:|4!s0 uJ=Ɖ?k Z?}wN u0,8IFEQ4QuC eJqUG.vVH B+!WYZ b}Ǝ+AܹrOM-4c,Ur*[[5)&܋FRdw("eaF.7'4'%^VFя"pךN\80c:K ~YuRiW'>krU7́S{lVYY'LU֨| r$*"yqBQ4>'qFa!c#뤃墵ŕŒ P4m2IÐI`y!wo%D+C%#Ka-YXxk=$VoV+Y%lo#͂FP߽eTqgs;ޢ-ܑNKF׸d!]ٔ&H}! s6Ql,RHЈLeJDaf+Qh[B}6ßq>0Ye5-!fgW?J 65djFտdJ&F)@yDJ6kJ0KGnVAJs׵&҉I?<6C b%Lp U'ܖUSl'8C"sq*\h=q"/?~fAy,"jf1x T5-U(<oeNȣ_r**O4Z@^C2qtrU'd$`AeSĠݩ% @r[=Aa}FǴ6 )?!>92gP.ZE{~Dt0qef"ʹ|L]f4peq471p &N/~z{ŠTpKV\B<̃"Uw_z\~K dx8<`S?yBv3ЄǏ?{vp~߇Ϛ^ᥓK*·E}`m':[uP2+CkP̞S׆N?޽|XLAC= ? Ǚ2PrðϠ l# 1as endstream endobj 20 0 obj <> endobj 21 0 obj <> endobj 26 0 obj <>stream 8;Z]!>>i?m$q7R3(;j4[1iEU;>CKf)oum2^MEDmOVC$O oh;3L:/kO*q)(/rD@bjpfhY44fk48Ja-]7h;X1AZU1ItO9DXUZdX1am.5!#3ot_-f gP`U=NG5q+lF7j:geOR%?,fpkJH8fl;!t=PAqbILM0>:sSi=&?L"oTamAraj2eNer +)2R:gdIk$JuX%UU\S?1&$>ODs2,VcRP>;5TVPiC\*j@V:Q)e&*fR;;>c.>5GMVq3 FZb[o]o\oUj%EK>OA\V>%rhUjM3Q4IM1jkDGGLNN7jA_7W?HtWeL-oLd3f;G'.4/2 P><`"u])=]r]Oa?FG0WH<:9-a!nBQ*/X5 )$"(I&/,~> endstream endobj 27 0 obj <>stream 8;Z\7JW7Pi%*Xs-Tkc>NQ=(fcq*m2tcNXFR6=/X_D(SoQm$\$HRs52H)##^6LP_?! Rc>]rA$(GV_H)lIf',3\LH2]G_*Q@J_-UkbhliBud3J5#nXUc[MloQ2YoH:oh6"h9NXt8?,F`RG/PG^_,b#j764` WS$`X3kcbW47(No^p#*4^Ul_ddd`(Th26TEi/K_bDF>,-Wc)>UpRUAe76:G*JMR5] G>93Jlr\MlICC>4M'@#?*B3g$T9Y;3l!s$9pdU)~> endstream endobj 28 0 obj <>stream 8;Z\7MiGUs$tW')nJ#7QqlihB3L';kq:3"**DVe*$(9ts_o=-BF0\%8n(FUJfOeju &;T+5`lQWFhUl"8TC=A8oCjK:fTK^V`692Am!0DrD4lL&-n7keVMm4BLm8e'V=M4*4XI4>:cF <(s086:6jOVRb!IhD'XN:iI>dla4sZ_e1nNo> 5rHI^'A$0FV[d9]0A1oUXf%Z!&PSL:ReO`T<>_nhdj%*)/uu++Q2.DhrS]4kT?cI# I"1D[,f6V;==$bLdE*G endstream endobj 29 0 obj <>stream 8;Z]"M%.?F$q2tKpL/q3_*4sLMNefkb\<)0r$\SDOSLl^-8FXrP-/3>VcA('&sZ?% Wbr*^?6kMJa=YY45a29[iB7>Q_k]bgLaTft@OGb4ThNSiWSNbcT%pQjP8$f[@]1O. pZ,o@k)%H@HK:F:SFrI9%H4:MnKE$fLHG!Y)/kQ=Wq(aLPZY5DV]b#enHdEVpQb?G K@N2X?IVs4/c/'A4;flFaM_%V\`VB^P)B%ESc^qm8ZY.Q4B4i(Z0jHkD#CEUX0pru CX;e9amm:lq&#MrGD%?`9tjfl4H[4u=ShXg7(-%^Bj?.&O&X2a/%9(P0m/i9SXcT\ 4;##6oPq78MAu,1a1sq1]PEN!4'TE]7Gj`MpY$oU0c1aO+I7?=3:BCfMH3s#;GQV) R_q+k]D2D1p2TJ:_XbWp,M_"*V_Iuuc9&2sgiHhBhVgR7mrsqmESh$l7n6'>A+^lC Rg>Xt~> endstream endobj 30 0 obj <>stream 8;Z\7JW7Pi%*XrBTlVnVQXCodq/=uo[P7tbJtn3]:dpTia5m@LV1jU,++t3@e:@0' ;e->P6^JnI#SLqk30SH.f0QSn1bjZ1/rDo&U.u0IeBO6TFSIC]D3cN?-V;H(dA!Vt nY/gb92g5\o-D)Y[k>uhaY#U8WL#&`O=%9hnIsNPEX"!e&<%EeSuSc6G**`DqRnsc icU,*ej'tG0f9KpTS_ce.8!9schc/;`&&oin7,sIr9d0aTBl>aB0*YR8h?,RS%hfb 8aF/;9tu\YL[PKaK>:uZ`ru,jd;(N;\)X63p:Fs%CCmuR5L2Nj\dd,a4t'YI92qOM ,s3RD07+TAY"uG;4mI$mRj\,De26`Dp[(c^:otq4&?\ho A\*9SVd?75I]A(V,>WOK26VLWl>_2:YVD-cFC(OSAB endstream endobj 31 0 obj <> endobj 32 0 obj <>stream application/pdf Notice of variation – HSBC Insurance Aspects Notice of variation – HSBC Insurance Aspects ©HSBC Group 2025. All Rights Reserved. 51Թ Notice of variation – HSBC Insurance Aspects 2025-06-05T12:05:06+01:00 2025-06-05T12:05:13+01:00 2025-06-05T12:05:13+01:00 Adobe InDesign 19.5 (Macintosh) uuid:e456412c-ec93-a146-bfa1-6d435c6a83fb xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 xmp.id:4b126376-5dcf-47e6-acd4-9a6ad2476611 proof:pdf xmp.iid:5a30055e-0802-4a69-bbcd-68ccc2064509 xmp.did:efdbf314-e7e5-4640-aaa1-44b0ac79efde xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 default converted from application/x-indesign to application/pdf Adobe InDesign 19.5 (Macintosh) / 2025-06-05T12:05:06+01:00 www.hsbc.co.uk Adobe PDF Library 17.0 False 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI internal A reference to the original document from which this one is derived. It is a minimal reference; missing components can be assumed to be unchanged. For example, a new version might only need to specify the instance ID and version number of the previous version, or a rendition might only need to specify the instance ID and rendition class of the original. DerivedFrom ResourceRef Identifies a portion of a document. This can be a position at which the document has been changed since the most recent event history (stEvt:changed). For a resource within an xmpMM:Ingredients list, the ResourceRef uses this type to identify both the portion of the containing document that refers to the resource, and the portion of the referenced resource that is referenced. http://ns.adobe.com/xap/1.0/sType/Part# stPart Part http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Open Choice of Integer endstream endobj 35 0 obj <>/Pa2<>/Pa3<>/Pa4<>/Pa6<>>> endobj 38 0 obj <> endobj 324 0 obj <>/Border[0 0 0]/Contents(fca.org.uk\(http://fca.org.uk\))/H/N/Rect[290.889 66.9214 330.726 55.3923]/StructParent 5/Subtype/Link/Type/Annot>> endobj 325 0 obj <> endobj 327 0 obj <>/Metadata 32 0 R/Outlines 410 0 R/Pages 31 0 R/StructTreeRoot 34 0 R/Type/Catalog/ViewerPreferences<>>> endobj 328 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources 420 0 R/Rotate 0/StructParents 0/Tabs/S/Thumb 26 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 329 0 obj <> endobj 330 0 obj <> endobj 331 0 obj [/ICCBased 338 0 R] endobj 333 0 obj <> endobj 334 0 obj <> endobj 335 0 obj <> endobj 336 0 obj <> endobj 337 0 obj <>stream H\n0z C2>uDjI߾5 sHiw> H~sn60].,fJP|_1* /|7u7c~;?<MzMb2ݚΟBxƲ})|~~)<'L;v:5* o+Yv<9]8Tlyx6Xoq^gAYE' A> A6 IUDmSu]RB-ЖB+5KG7/k:hW+ |_W+ |_W^_ +aVY f%2+,----------9-8-,ؔ==========U9(Q_"]"2u"]2Qf1L7*뛂:ۨ nPG>!iM9xIJ՚Ʉ*<_8 endstream endobj 338 0 obj <>stream HyTSwoɞc [5laQIBHADED2mtFOE.c}08׎8GNg9w߽'0 ֠Jb  2y.-;!KZ ^i"L0- @8(r;q7Ly&Qq4j|9 V)gB0iW8#8wթ8_٥ʨQQj@&A)/g>'Kt;\ ӥ$պFZUn(4T%)뫔0C&Zi8bxEB;Pӓ̹A om?W= x-[0}y)7ta>jT7@tܛ`q2ʀ&6ZLĄ?_yxg)˔zçLU*uSkSeO4?׸c. R ߁-25 S>ӣVd`rn~Y&+`;A4 A9=-tl`;~p Gp| [`L`< "A YA+Cb(R,*T2B- ꇆnQt}MA0alSx k&^>0|>_',G!"F$H:R!zFQd?r 9\A&G rQ hE]a4zBgE#H *B=0HIpp0MxJ$D1D, VĭKĻYdE"EI2EBGt4MzNr!YK ?%_&#(0J:EAiQ(()ӔWT6U@P+!~mD eԴ!hӦh/']B/ҏӿ?a0nhF!X8܌kc&5S6lIa2cKMA!E#ƒdV(kel }}Cq9 N')].uJr  wG xR^[oƜchg`>b$*~ :Eb~,m,-ݖ,Y¬*6X[ݱF=3뭷Y~dó ti zf6~`{v.Ng#{}}jc1X6fm;'_9 r:8q:˜O:ϸ8uJqnv=MmR 4 n3ܣkGݯz=[==<=GTB(/S,]6*-W:#7*e^YDY}UjAyT`#D="b{ų+ʯ:!kJ4Gmt}uC%K7YVfFY .=b?SƕƩȺy چ k5%4m7lqlioZlG+Zz͹mzy]?uuw|"űNwW&e֥ﺱ*|j5kyݭǯg^ykEklD_p߶7Dmo꿻1ml{Mś nLl<9O[$h՛BdҞ@iءG&vVǥ8nRĩ7u\ЭD-u`ֲK³8%yhYѹJº;.! zpg_XQKFAǿ=ȼ:ɹ8ʷ6˶5̵5͵6ζ7ϸ9к<Ѿ?DINU\dlvۀ܊ݖޢ)߯6DScs 2F[p(@Xr4Pm8Ww)Km endstream endobj 339 0 obj <>stream H\TkPgoFz 3= FEPH@DQET( E>@qW[h-ݲ"A#(qeW%*Νꪾ߹s(͎ 0=-;9sCTƬ̈fLͲaE5a'%!01yجQ*(80!Ϲ:8԰Б{$!QI_Ľ6.ӫy(^=-Ky[yjkU巡6#@2FLCOx !b~/Gs`zMc^0 y_%| 4Hhg0_:]\~Y*f8ThĈwʆZp߀JTBpȟf]ut5Vo_eST因N\B˭E>bF1jAIMmu@5Ceu{s0W(,*Hn Z0! #D' @d0J-1&qT!#BNvԤ9L,QDe5,B]3#\"C wk-de {+/mս6y‰H͹G!fOO4(u| #Zj e} ʃbH }N1vb1#st 3 9%#F|ɻWGһ8!y9EKެ, je۫hSeRgv_1DuE\m@;tv-Fyhq8(T@?8^jɃec `VVyGH^ፉv 1pL{ &1P@Mq8TC:G듆mx<3z :t :xg?:MicFDy #]Flsc)rL; 'Xf5-Xю<1/DRP ?W@qKR9F,Ʃ%ua:!@A-z n䧩>.!TG VܗgO)?.TF ׍.SAK /0hLƐҋ\*c/UH _Zz:\DNDpQsyӹ'GiqTIRxw&(3q(3YC3;8.R&KQ   S>%*pQ ߙ TT#OqB[ci ԯ^6&;*[#1` 0Je>--&ߣ4ђq', MF:ACf\ [A<2EO>öٛM<*3ݨ8Oi{4k7w*Q0hF#HbHd,@HaAcecs @ 4ZH_oӫKN@]?6սnF)S`8QG9ˬB-gm,3] h&R U7 e@ͥ8BhY/h:@t/ X`5o[p=م/?=A0FA!8p28WMSe!vq'pJ6ƛwߔ\nZ)NZge5"k T9λ۝\*yS›Sp ?i"c̄v 0 F/%5@^¿aьp_'P4@~=oi>'dwv=!U:#T0^C.x&H>6|,!f?}w=;4'iR8LppSW[$b^D*Jh|\ǣ[ >Q)oȵ4S2l#tIA{Aϰ){3Rx?"{!7cyz z($ z,&-[-u6WjV!9{_ 㸦 so(egt }|p!QOyOٖΫ']ضSjH\ bm+_>. I m`^cepLҒxr@ibT[){ǰ^-3Y9,@ŧ&t*A"^!UxaSDTX Vٚ"As(H)ZHΨDIIo3fK7rP%D5硃445L2zXd~d5멒&l}S4q-S1 'AEZExC8;H+$ ϠTkɕaQ!#wC X7@N#IO&9Z;~zߖHmIbf$^f .Ur` l$3XƲ ^Y,z@Zהe\I)߼B+МleEG?l|ʾhhXZ߱zwr|ߧ6lηy0]?7U, ɬ@{w rbC~Vrw@( m {1ƙg_<]wΕӁzzwB1.x3 WWߧVc}$Fl} ZOG=X'#~;3'd[`{/a<<'8"(@Ӏ endstream endobj 340 0 obj <>stream H4{PT{VWEW]TEEEewY] UWW`m*1>VG5aHJ,1N~g[09}簌Nð,+/O]5ei:cc"GԬqs"ů]/GEѱJAję1H#eٰ9#6m\\mKL¬̬My s]i 4G捎lF_lܸ~ ݑ0zf2Lg 3af.g&Nd1(u f=|ul5{]9iǴxUwkd !1EtO6"/=nro+KdE>j!{\5i!)lEmѲQKScbĬV9B4 n~tAZMaioy7NJ\k!!C .V|1|YtSF`<ۼCje_ w@i_/ez*¾&>' 5*w,d gCĐ+e TSq6I8@4+ {YKLa5 rN 1nA0Ly0׶f|\'s:Bs 4=@S- LóVz~3_(<9=@iʨu HT|EKo{ B UV{n '|݂iu=Mo|2߮qY;pj0u)=i ם~ @}_%;Ƚ/ca2eC֚"Ty6.)zRn.lTX]tܭ-+OH68iQV}[|հ";ŮER6x5]'uC !B~n>GKdL]'˞.ɰlk-ֱgUk!Hp%;WJđAaE^Z\Va{5u?3"pN‰T=L6Zy5=//TC ) b NA84ݸ NYk.y Z^\>{/ )%VhF-ab|7%y9yoeLXڗ{Zv5wT5Iila_*މBդ)(F n9~gF(p`b3$_MvRX2ф} WW>"O]%IauM?WJTn+HTSTad-,A4 |GlIutE펁{^(`t,qҴ%c$'$| \տ[w)ě0 F]2j#uX0,EF29 Шl/&mdq&* p;7>\X_6khr A f+zɵ=Put߯<:(_wL41xVrY>ŸӬݳܗ<%ۈѪn-U-8IcA?,?'] ?x-Cf}C zKZyGeCMb| Kn+1A  wnV]Abܮodh=47ܼ> endobj 342 0 obj <>stream H\n0 y C%i%4uatH#DxŸEX=W yqs68܂As"`;3OI q¾r h0\-X X!o`n,QM,aF{7͛9{3. G (ҸJ(qg.n($9iD[d,[=| >1"쟓bMEr3ĊY"MŚ4ՙ9~TfM5kSS5siʥ9\bfۥQPd1s !b2~CG 0V| endstream endobj 410 0 obj <> endobj 411 0 obj <>stream x\n$Gro>ΟUXyg h8FHkR0ap&I5kCKuuGX6+Ȉ/Ӛ]<U(xVW;#ͫZH0J_)jnu [i-[pc*E]k5.;3*3aV{ O0+ؘ(=9=5g|8f`rY q459Zްu1>RۣS٪ܺJ;akaa(= Ƞ "R@5}s'2﵍ZV]yUd~ւUN+%(T)9 [ǧn=nϚVW (=?Xn߼-;o߅u"mO$hQյ`gGh^P0*.BVgs0n}SM}m۲y\-K+WVrWv?!mqQ.|{[+j;!:dQ#C<0T#3ute 0[)|FEzp@"7X%(q=-/aG6 !g@\|eҔװ ؔ}$rxB"2Hr~Xq" IԢrJ6(ʳMQƧˋ]ߕalMgYъ`oMm݆'>\If b}6?iuز$KvKެJ.+Y:K sI[Ua{܆k#^i4EIux6|7UIz4kkiSCk@MR8 >ґ@250޳,նv.'C*Ա"(<;xy2LDW,ϔL"J;%H%e;PZ9|=8^4aO4Z JG G( 8܀"AA\ q7Do)x\H"۔ W-}CYBāhL`G'1zW~&iCG@ǑzkfDVD x@@=V; 3ۛ2j @j^)`+RR$&76o } huu' v;B٧<Xy ?(zS1D "hMZg N!@G0I0$_Cλ@=:}Ph|\h0?l, .=/Jez~ht@}LK&)>SD=AE P~ic袯GyDؼؒZRЙa}8JDYد#-zON卮(]vp ' .!xH!~p8z^? -@rqbT"g!̠45qk8akL!\@ΊD="H.`W=d FnSP4tQtJ7ǐsdIuzlY@~A !ز"DAo̘W` 7=6^Z pMG}'-3i˲O]@Xsdev{A;5 Ki2^A@HM)nѨ!dÇ0Ά.-c = r&8Ex1u(úBu^4FFKPvj1ˠd[4A7[" }^3&%jU˳y]8ڝ?XCLr\JveO 63L2 z"_e y[KE;6H] > &z"@X6x!AEo(G_8,. >YA) ,siRѷ8mGZ6mWIV`fhΎفh>ZԵ<{tz}Jsւmvv{}Yt:>r Z*5=\]w;_׫+VL]Lt@Ix`70o!_ʩTVscZSlU) Kz2k|A1_:A@^s-lȉ1mMS{|Iu?iI,JX?Òh0)n+C>pp'&ҦKG1~B|uh}d!!K@r NP$|}ceH,!C󶣣3z!lS ^Z ZJxMM>] NTT;sʶqX<'9~.$t)u+\KQ{LHNyKy9)PimKw2FƲ\f)sWfACo$mC[Հhr^;@" b] S?C)hOn Ȋ;G"Vc7@.8a?ҡ'Tyh:0~fl"w8!٘J;_6lp i%_˘ۣ\9c_(X$Kq%-',=]7@ * )&ʬI/ZH ,yЂ &NX(<$x9ge0Ya׶\Gt;L?\ / le06NْB֕.ƅd/8lpC(vıN0)%+ң۾vL|Ȟ-l6IQVBE4p @%iuIm.іN=;k\͓ //H?A&'=#eQ8 3ӕ^stsj v})p{-n@g+QL{ZPF]Nv68h-P*=:(p0r٦55tFkْpC:/=2KT=q*kKG(8]_@oct7gC%6_?Hr BKj!:*D2..هnqnT"F'1Xã(%R586l˥c3/f,{޸Nc7/js;/ }ݸ-3(*~? f!{i*=}x(45 ]e4z](pOm2…8cd4;[=vq{=)+)Q.LquUDiƸxî+k"%2L+@|/k%Ȩs Z;M>yNZH\m& 2m$I7V|$yzn\UH{C7rQ^HӺ?F!oF-uX'MBse+O `$Ouփvϔ6rL(:@BRw[\Tӑ0xyZi?Ji6!$_'A\_S=t8at~ ;5dBB~mw/DB+|!}߹~Jo!&Mǫ} )j/ f~}C7vQ^a֑ 㩌 >/ExtGState<>/Font<>/ProcSet[/PDF/Text]>> endobj 413 0 obj <>stream xZnoC T˹_ @$Nu %R2kTHʲ^@}϶.wvIU˰V˙s;,jz=Z}tgE 묦L F32g$JBCd_r*^eᏣjxt?Lgt>?\xWg9%gJٟWq \Y~0 EM#M˸H' ΍sr gn烟ߞ N/uj\^ wz`IKp1& '5p ?"/Ӓyo[HN`shR[ʌ20n ,\bԐ k4|r$yPkQ(G)V}Te\փN1猳tPQjhKS <)BȂ[-U-heETT]^8F`3?! !0;4_!qjR !fa9rL[&+]fK&Ҝ-0m.7F>R}-Y0xk|D$K>Ur w<{^5)Ẁp4C^bA^"|!%/ |4mnT ؄־`y*[h/$$ bXRt핼z/+л\z4y#%@*X J=Zbm9<Gq4&7:4DF(i^AOBOtRPpy5(E9ļ`P{C4$mA˱U9{6'L6?1Ȧ,#uF#'pl.\ -4h9& Ei10Z<͘mF|{wQ[aA;x"u8eEβVHX\.v)QnO>reKPh”b rpf>2XwenUi5 Hl2TBoᱦ L>6~`f;Ղ#^sPS_sϯ??sx1N4)}oe/ a2{M c 6"O֜.8 DrmwV f+rs ܕ;1Ô--(ӰXөXƕؠo)pߚ_ODҵp]>T8Lzd1\v;BwjDfE;] Lt->$vPQ&}MHa=Jw'w}{Y:l btNJ%k[v׸ɴS5 HСnAO[eJIWC޾M+m*xM*ѩhۆҥ׍[ nok՛aլ_R4{7FC@䣟VTb R&7l G Q|"Y@$znFY56*X1:**4(.Y x{#̀En>y[-ܺ5J89O˒ rH 0eꅶJ>QjF]QFY%lm79d453*57D FVV2pئo?FpJYS{V1. ſϬf73 E+-89PZlAlaqK31#wL]QC:dncM:,ةrUsP5?C?t*fbVm2kK93怩Xk8KQQKKЮ#sou%\߯5vd[(5XFX3G4WKPfLbklR8~9[_ǡS AIJCxVCt);Nh"2Lj]+Y9h$ipMF__6-84هڔt}&FS84G|ods9#Z iaԸ/CZ!9$xž"d:ij [{\3a~U$tYecl|=ɔt0%!Tow/yU  -+oqwk ZZ~J~ifBXU> 餛3uUقK@Q:2/&7~'zJmqֻhƉڈ\a:vVnmxs֬xy`W; W+F 3>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>> endobj 415 0 obj <>stream x\n#oC9,G}a8 p)H$R&5/LR3 wm议㫯[&/^Q؞TNK.V'_|#ϿyqXE$FJjKQMu2jȌ Vq)U)Y/ij+<%_F7GYҦ8G ;\L$8&IY;VqFL{9]9+-wj/KПWW' [şO*ꝡ1 mjc*OIIN_v+r=ic=iˎɟnc#رX'BQ*>{Ұ 0!!a.jJkcf_8QbCN uJd|IDIqL? dKP$GQv`Զ>>C>>3@pwgi,Wo^|h_i]apdNNQ GP/pgbF[⬜W%5e!겹3ϰհ찭9B:`5/БR~-#4Cïeեʲձ+ᵺ.M uHn0k&+VВ)@h>ģmb2c[9g wГ♣Y.@s?hd4ũ|+#V5tRM8kYoEo`[ ҉ph<9s+͋8V;9w:*-?} Av@)M{F%he`FXnj9jtS5v&z!E2OXcB,8k6T4!LczN;@}}y4qwzj&c{gڀuwTBզ}QzHVE:\nd{ucFhExyGȢՓ$2!s%װ Xs!T}]xquc+Χmp]PRVWu]7A#!,Th%tclMcUcF7x_7Q: >5Ww>޵mH$|D O^?|Fс%a~X%/lIoCKx_x{ vdRf^!A4{bѲ׶1>4 v3%>TS&={#rdVN#:WjU5^󠊊a6LtKfT v #݁ ^o`ݴk7i H?`6<~b n},a/bl F[ kjOp.P]pdtψQoh˄=U$G=֦aG+xHELmc|3:!2A(v¾1g`m!QeYt=)g7xзSdUiF7vb<7Oc@oZ4At}:ȹH7 ݠo7{CGoe&YP41^zŨlIu`~h Ãjj?jˌ1vt,vBˌ1~LϬ3xˌ1!=3nL k1&̸Mn1~InhV~Su}s&T٥xۘ 0:,`LOiӧk3{(4؏ga8ʥGxԙb ݈ɀG6"gܑCX!P%Lc$d)%i*a\&.X&FZߡ-KB|gkojPʺtg^F@N½ #(E"l6qsߚI"aBF4Bd/P64K21i?~ZaFg*Ceq$QP&~8\N/Wzu/a9?_nҐI0`/n_J'*Idߤd%GTbX 0)õRUQ$&HPq? endstream endobj 416 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>> endobj 417 0 obj <>stream x[io#gd>f0 Xx5$ v(^)Y I^usJ@iUudObGO g>x˅Q"s1ǥKr -l*oF}9~7XMF/x9Fg.d'N3 xFg_ 4ہ^ FKUKWjtqetPLJl>/ F⟤Ǜ>3*0DpynWAK QPsϮlI1zqų̦HSIq!B/s,"[&QYU~^xLNq!4J?VG42Cg2 B~_hP&bL.hOW. Sw'Q "u>G'6_+|Mq!en'xtKƥ`2^4]3Yut#/d r L"3|.V?; 7 N650Is 'z]6Ԉ x"y@8όj*elhuGYjp!p鴲ݖWihqX[c28eUg8@!S@kҘLrp햚  >1r)vK%8+Lr2RqsOIGH:}\F:J:MSDJER I%(*" oH0B+tT?3\R/]l+g7^b|/D)x%xSi,?{=d:xa=C\)}H{] |/.i3|8bbܦ{³Ƅ?^~ 3~fi60wcP@"69s?fۦأٶ)hml;tzD F/7q1'5$~pAC< r\ # w&"~Y^# `GQ/ FeCR1%1 ))0kZHG\Ej0Ga CRi9|j=FB<:9+_#?]1%tD>BX9d ) FnE`{R:_ffپde|HOEƨ!]tOjc$) bsB{-Pgp0Q w} 0{wjϷO.vH)ZɠL! 5LRV p}Iٓ@ϯi+'qZ41aM̙0Mf 9װI7>BՃ k,WK AV㋴_ `:@ME :AƝҀUi z"ْC @%e8mJ Vx~Zv=I᭵?rgFDu(Σ3a|s>iz,|aGbJjX;r1IջZ_ug4;ArI!^MF4}J M`ya!EGo֯U׷'{[ߑ9~ L1#' c`U~K2?wewWdwT(kߦ׌eE̻{u|oR}V 7Iy%qA,yu‰k)Ш78~_T@ڷlRi1(1ԕ/|D u:{'GkC$U;6z~(Tk^ͩMTTq_gV Z7X1w&LP$0J!tNU6Y7lD9gi ?KUL搪xƿǪm'ɦ-o$3Jm%;hfh= TP8K-i_ά"H5mCfae7eVMVK#EY{bzaʨ׎Ğur_(3\ex,^8GEWb?X(Xt:r"WJUbwc baN~QVWkT%-2q~CXQZ?~oəŠxC:DJ4~%Zhsv1ou/IOTl+$6n\J){֬*Im/~KMSr"D*9WT|6-P͠}\(1ڭD(Y.DU3۳FG\0tdbpv:~%! nƿGGE44:hR;ѩT7pwų"² 4](v`xs1lt >NѕoяYtoKTO+ItLYSiH X;;oCjGw?8HdJ(L8iWbO$ ol\ooK?^1kRC<]iB(1zkGϢ\6,jKSv&j4딈cEeo@+c%FI3?f]pWm:L.cRH}x!"{HeCYTĉ^8XҞ[Õ &x# {ino*b&kTa"$btZ;Tx4Dtyk6X[Hl),M;e|tOLY~$.W0JR V/JkE6t +kOH:u))">+sE]תɱf3PvgjH %hJul-Hy[q=d e(O4Vʭ U?\\E. 5Qq(lGL2azWV!H haԊ]*CJκ:bp׏E̯%$EߣkPR\ yhy)=Sng!*TiEo6fӾd,La;J?ϔB"핮bot}׎:Jh%2V"To( UR&Rݾ8 j ʇMA'#^&:rv$5v/keZQbSZ9?Wm B,V;<Քl@jR#ἲͦ$AbQAd l2$۶@i>ܱ˺ĴǪK9:K$µ$w촥^Kڞo% GbԲ0 endstream endobj 418 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>> endobj 419 0 obj <>stream xWێF}OG["!$v!@Q"V!0J3C@~#<{sNg''wG!}ʼn5?#DJP6Eè\/}no6͛f/ @L`IDK*.1:ڬ<d?:HPIQˏD:z4.*t$MCc"A* (+oCkͭъ9Ю/-p"YۆZH!6hR dd`q*ǂڤ|.-*۬nփhY^ b(T%kE2趢Cգ2%([Ac'c,+HϨSX<\$>=~w#9f3XXoԚf1šе2YBBW*XG Bf3 \Mf4G RԂ5 BŨ)4 vb=19Fe6znɬ"3J;7cڌX` Kk7C 2qm"Ԇ^4cBbz3"+g!rhV7T ck 1YCC=F~x`y06QdX  ?I+8N(& ܙ2edp^(#S,"{U&Fۅ  mOo2TctqA c zIYt2"+$ezJt(p,5Z{q&kh< YDb6cP.?Y)5)4*Oo5h6Hˀa #X)ahs)UTm&6"zAng[ r9eYú'ə$SHq$L]toQΪI,"zAE9cBMh)&u4H? ?;0թ:߸2#!Zڤ3IjT-u*i"](G"0ɕХ{J#6Wؚ'ǼXp/Ȕ( Cxo܏Amt:1m5 ğ[@(-F2D9s]dI?>rSr@)5JT cT^79<¼񾐑n\CAkfb]q+E<2 XՑ7qF,!#1Iy pkoO_]Ƚu@ ]2p` /go]sWRL @%K:e#U?ZlJ_}xծa=7Zyymg}r1M94fqu6/HXL& τƷǞ}q=?r遷k]>8l&uW=+.A|Pق=WUO?pۊbH˔8ޥ."x.4Erk_ pNOq|E&w)u1:t`M^1i]*rDznOsPB3V<"A^c~/zG@J Ugi%+Q9-0Y[R[p00(:(/:t @`]b np`lG?c-!x\(EܦSoܬ oz6a\i_ l8:l}mwL7EoڻmAٴM^pZtPm7_G[8^A!9k3N D_z0m>dzv,><虿O>9[NDV qppd[![ !E5S4͔O4SsD/@ endstream endobj 420 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>> endobj 421 0 obj <> endobj 422 0 obj <> endobj 423 0 obj <> endobj 427 0 obj <>/Filter/FlateDecode/ID[]/Info 423 0 R/Length 377/Root 327 0 R/Size 428/Type/XRef/W[1 2 1]>>stream h+aǟe,"Q井\DA3D!m"'䠔p .r`pZY8h;~EmVM Ze:J:FTgP_d)^Ͼ̊ug3 _/Gk"т 6ꉈq6F[]|;,xKaVmf0N EdM`7X;y9NRkTP7(5)z#IL` a \e\[oo}K0?L$'Lꨋ<ʉ-usfD!mi+XԤ| 0`s endstream endobj startxref 62756 %%EOF 32 0 obj <>stream application/pdf Notice of variation – HSBC Insurance Aspects Notice of variation – HSBC Insurance Aspects ©HSBC Group 2025. All Rights Reserved. 51Թ Notice of variation – HSBC Insurance Aspects 2025-06-05T12:05:06+01:00 2025-06-05T12:10:33+01:00 2025-06-05T12:10:33+01:00 Adobe InDesign 19.5 (Macintosh) uuid:4b96d3c5-6a8e-1a4b-a843-27e999a96c70 xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 xmp.id:4b126376-5dcf-47e6-acd4-9a6ad2476611 proof:pdf xmp.iid:5a30055e-0802-4a69-bbcd-68ccc2064509 xmp.did:efdbf314-e7e5-4640-aaa1-44b0ac79efde xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 default converted from application/x-indesign to application/pdf Adobe InDesign 19.5 (Macintosh) / 2025-06-05T12:05:06+01:00 www.hsbc.co.uk Adobe PDF Library 17.0 False 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI internal A reference to the original document from which this one is derived. It is a minimal reference; missing components can be assumed to be unchanged. For example, a new version might only need to specify the instance ID and version number of the previous version, or a rendition might only need to specify the instance ID and rendition class of the original. DerivedFrom ResourceRef Identifies a portion of a document. This can be a position at which the document has been changed since the most recent event history (stEvt:changed). For a resource within an xmpMM:Ingredients list, the ResourceRef uses this type to identify both the portion of the containing document that refers to the resource, and the portion of the referenced resource that is referenced. http://ns.adobe.com/xap/1.0/sType/Part# stPart Part http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Open Choice of Integer endstream endobj 421 0 obj <> endobj 422 0 obj <> endobj 423 0 obj <> endobj 428 0 obj <> endobj 429 0 obj <> endobj 430 0 obj <>stream hTQk0e}ibL8P2havO2X20p]r%ڰdm926b#9 ,V"Y\iJ0 YkԼ5o"#Ynt"~d/㮪Afj8ۿRu۝ʦPKSFT+9 S ^waIr:Dc (v"kΝH_~ıX7 D{z-js4.S}mi\Y>stream hޜj0_@MrX#EpR0Y/=Wodf?!Z% A+ c(8`Fr=]sVGR<g/7d*JϢ vmsW(͝tv'q[dn&;uSۥݩft>/Filter/FlateDecode/ID[<664637E8338F499A9F35B7C6472F08F0>]/Index[32 1 45 1 47 2 50 1 318 5 421 3 428 5]/Info 423 0 R/Length 61/Prev 62756/Root 327 0 R/Size 433/Type/XRef/W[1 3 1]>>stream hbbd>IƿŁFE?@6,tdf[ HN`\ endstream endobj startxref 75893 %%EOF 32 0 obj <>stream application/pdf Notice of variation – HSBC Insurance Aspects Notice of variation – HSBC Insurance Aspects ©HSBC Group 2025. All Rights Reserved. 51Թ Notice of variation – HSBC Insurance Aspects 2025-06-05T12:05:06+01:00 2025-06-05T12:11:02+01:00 2025-06-05T12:11:02+01:00 Adobe InDesign 19.5 (Macintosh) uuid:7a75b26e-ef56-5e40-9900-af26769db913 xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 xmp.id:4b126376-5dcf-47e6-acd4-9a6ad2476611 proof:pdf xmp.iid:5a30055e-0802-4a69-bbcd-68ccc2064509 xmp.did:efdbf314-e7e5-4640-aaa1-44b0ac79efde xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 default converted from application/x-indesign to application/pdf Adobe InDesign 19.5 (Macintosh) / 2025-06-05T12:05:06+01:00 www.hsbc.co.uk Adobe PDF Library 17.0 False 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI internal A reference to the original document from which this one is derived. It is a minimal reference; missing components can be assumed to be unchanged. For example, a new version might only need to specify the instance ID and version number of the previous version, or a rendition might only need to specify the instance ID and rendition class of the original. DerivedFrom ResourceRef Identifies a portion of a document. This can be a position at which the document has been changed since the most recent event history (stEvt:changed). For a resource within an xmpMM:Ingredients list, the ResourceRef uses this type to identify both the portion of the containing document that refers to the resource, and the portion of the referenced resource that is referenced. http://ns.adobe.com/xap/1.0/sType/Part# stPart Part http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Open Choice of Integer endstream endobj 410 0 obj <> endobj 421 0 obj <> endobj 422 0 obj <> endobj 423 0 obj <> endobj 433 0 obj <> endobj 434 0 obj <> endobj 435 0 obj <> endobj 436 0 obj <> endobj 437 0 obj <>/Filter/FlateDecode/ID[<09AC5CABC120456C868670C49EDB98E4>]/Index[32 1 410 1 421 3 433 5]/Info 423 0 R/Length 44/Prev 75893/Root 327 0 R/Size 438/Type/XRef/W[1 3 0]>>stream hbbd| $܁,2I q  endstream endobj startxref 88347 %%EOF 32 0 obj <>stream application/pdf Notice of variation – HSBC Insurance Aspects Notice of variation – HSBC Insurance Aspects ©HSBC Group 2025. All Rights Reserved. 51Թ Notice of variation – HSBC Insurance Aspects 2025-06-05T12:05:06+01:00 2025-06-05T12:11:43+01:00 2025-06-05T12:11:43+01:00 Adobe InDesign 19.5 (Macintosh) uuid:a23b0260-f60e-ca4f-a338-3f93951164b8 xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 xmp.id:4b126376-5dcf-47e6-acd4-9a6ad2476611 proof:pdf xmp.iid:5a30055e-0802-4a69-bbcd-68ccc2064509 xmp.did:efdbf314-e7e5-4640-aaa1-44b0ac79efde xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 default converted from application/x-indesign to application/pdf Adobe InDesign 19.5 (Macintosh) / 2025-06-05T12:05:06+01:00 www.hsbc.co.uk Adobe PDF Library 17.0 False 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI internal A reference to the original document from which this one is derived. It is a minimal reference; missing components can be assumed to be unchanged. For example, a new version might only need to specify the instance ID and version number of the previous version, or a rendition might only need to specify the instance ID and rendition class of the original. DerivedFrom ResourceRef Identifies a portion of a document. This can be a position at which the document has been changed since the most recent event history (stEvt:changed). For a resource within an xmpMM:Ingredients list, the ResourceRef uses this type to identify both the portion of the containing document that refers to the resource, and the portion of the referenced resource that is referenced. http://ns.adobe.com/xap/1.0/sType/Part# stPart Part http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Open Choice of Integer endstream endobj 324 0 obj <>/Border[0 0 0]/Contents(fca.org.uk\(http://fca.org.uk\))/H/N/Rect[290.889 66.9214 330.726 55.3923]/StructParent 5/Subtype/Link/Type/Annot>> endobj 325 0 obj <> endobj 423 0 obj <> endobj 438 0 obj <>stream h21Q0Pw)HKN/J+f'e)+X!N^AvvF X}ļt<]w'MS`}̼l;;&" endstream endobj 439 0 obj <>/Filter/FlateDecode/ID[]/Index[32 1 44 1 324 2 423 1 438 2]/Info 423 0 R/Length 40/Prev 88347/Root 327 0 R/Size 440/Type/XRef/W[1 3 0]>>stream hbbd*dbܕ?c  `b2J endstream endobj startxref 100529 %%EOF 1 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 1/Tabs/S/Thumb 27 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 4 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 2/Tabs/S/Thumb 28 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 32 0 obj <>stream application/pdf Notice of variation – HSBC Insurance Aspects Notice of variation – HSBC Insurance Aspects ©HSBC Group 2025. All Rights Reserved. 51Թ Notice of variation – HSBC Insurance Aspects 2025-06-05T12:05:06+01:00 2025-06-05T12:13:42+01:00 2025-06-05T12:13:42+01:00 Adobe InDesign 19.5 (Macintosh) uuid:cf22edb9-f634-7e4e-a9a1-67397a546833 xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 xmp.id:4b126376-5dcf-47e6-acd4-9a6ad2476611 proof:pdf xmp.iid:5a30055e-0802-4a69-bbcd-68ccc2064509 xmp.did:efdbf314-e7e5-4640-aaa1-44b0ac79efde xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 default converted from application/x-indesign to application/pdf Adobe InDesign 19.5 (Macintosh) / 2025-06-05T12:05:06+01:00 www.hsbc.co.uk Adobe PDF Library 17.0 False 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI internal A reference to the original document from which this one is derived. It is a minimal reference; missing components can be assumed to be unchanged. For example, a new version might only need to specify the instance ID and version number of the previous version, or a rendition might only need to specify the instance ID and rendition class of the original. DerivedFrom ResourceRef Identifies a portion of a document. This can be a position at which the document has been changed since the most recent event history (stEvt:changed). For a resource within an xmpMM:Ingredients list, the ResourceRef uses this type to identify both the portion of the containing document that refers to the resource, and the portion of the referenced resource that is referenced. http://ns.adobe.com/xap/1.0/sType/Part# stPart Part http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Open Choice of Integer endstream endobj 423 0 obj <> endobj 440 0 obj <>stream HWn|E?}g1؉ CZHY#@3ɩ /3Q"0rffw]N:Ww'wwZqY=8lf61nNV65 |cmKeĵ]뗘76QV7~qKlW(kՅ=+dpMeِ4 ER%kXM.R5g V'[e2niZSegMnٙYm-l_cuMys>kˮ׺=u%MϚ6mϿ޵ڰ%k*[WF}o=jo=^c_qYoa ]mdcd~\;Z^|xVoՋpz嗋w+vt ʈ;+2Z t#=Jj^ʦk<.puuPjxֵ{q]FUzi壨"]y0 CG2d] %Y؊hѺh k+>KEkiNt/{cqo3DM"}ya:0XAaz>8b6bRM]ŠeVl0KOAuߋ*fvӝYߍbrÓnivWcKS($P1#e9\P%x,vw$J1jmu*جs`WV+;ze'X%Q|`!#70ҤpҗVj[4pO5 5X4ߺz)sQ~&!(tooe)<3>S589C2:Ȟ ><{o(?h c-*ksW#԰jl8ELj}﵆"ȑ !PDuqpS >)ÎP:k D⡖[L251)_<\\LE \M&9QY{1bȹ\b)Uݤ~_d80d 1jf/7R§F #AbMT*r-_FCb\XAڴI"EtS[t8>9泿:?B>UGqCM_%ƿqCls$ gii#U)۶JMgo yWbFg7Ul@;m V&jk]'4Mzt¯miڄ),h$ 9"\fD J|*:`ZmMR!ġ|"7f5]; B[PiTaP摉%E:i7`+G2G3ΡN^ R K~O4~pPa4gp!@tDc", Djte3{28G< /p<v9ݶDxˍD&~3#eƎQoeTˀy~B`p WZܘuM)"o#ăgQ^fMZKgJyLv^^FmI^rEJVVKe,Vn6[qN~OLz掓(W12:*96_(V6m0sF ed,F eElU$8`/)0"b}C]-`1jLL669af%yx=1t 櫇0bkm^0ώjz;z Y?P;!UâH2ɋv*@|F %H*fh+]8<Э7Gq KTN=&޻=!`լ^P:Z%֡tC숱W"2q=x0hKeQXg;ݼ+[5`Q>fV"vgr1B潝Y@l/jC1Xّ}^4Ծ Q K B^7(mlvAևĭ+wEF9l)Ǵ 3K(2i%ܦK }mܢ֛=MY47ӵ5sN0U}%:\0 Lp9F)80?=9l9.b@^&8*Wȕ t?+ޮezI}-dKT :FaXu“k' $$A6ۧ>sUm&}fT,*~8dnHIHQOvI?W1ۡW̅Hdjm܆]+v$&mv1 0LMخcO(0϶^>$U&tXE99,f~ Jb,=vO7ehu){}?G2n}#K'iQ0-2XUk7VJ#$a21ݙ L8hXp/(T)0ȽUI_F'o@_ zRIFQNb\SB'ĘPR)a(&_|"SAi`gK)B%4j{#yUB[+LpCږ۽ux~m-uX@&+Zx="6ғ NaH]QA'!ҳ{v@ƭ['\I=8*ep3dDks E!jY<ь%ɒ&z/z|S`[zIb܄/7q`HMDkB:KF m_L4P@5F?h"Dc&;|1YhDuhJ;/#!҈ix7DY:@4{.}\t{}6YpG֙WQcA*gP ]  qoP:1`n[~ٞ_7]TțBӮ4ϾhDeic.9Ad>os&pvsfUwu :h~VvE qmbYdE<'ʫ9YѼT`*8S# L K1:JL h$xQ<+uAeqmE!EeIt%:yeVsD o ꓗo>g$&ؼXGD'Qn̬%a ﯄|LxC li ~hψ3V[jzObiVg=#e]ZP `:"k`&_!د8|w~4ʮm&m_Nw(4h0Fq>3qr:#\7yuᏋw4(vg,y +(U鳡Ph-l7Y/H"MxAJ:0.aćqGEu4\vpM=@$6aZ(LPtyoa$ 5Y}`[B HNYʽԯb xʆ9;4AOVopB!)'JpTy_7ߒi&?6g@Mf^OiYNNOǬWnKR͙ïheM/䐟Mobݢ ,ی6Ѣ"ss:{-v7R= 4Fg6n`?cG`= k^BtYOJi ѿ Cz~ endstream endobj 441 0 obj <> endobj 442 0 obj <> endobj 443 0 obj <> endobj 444 0 obj <> endobj 445 0 obj <> endobj 446 0 obj <>stream HWno>_k'{C `EY-{%Wu >nۙ9i) RDp7/N/'ף%+vgvb~Z'wgfEbpBSkFp|fnN䂮^n&r2_]>;+N;7fQH&_2+kc(,(-N;;/:?0%ݼ-LԵR~-΋/ZU#ڔy2q߇s!Z/@:+]?.~$KOפhz'/~x\#]\B{R%*xBΪu6).KSw嘃P*ل;81 /+nkZ .y W .m_+n ҃ke#/k4…,ܷnpmJFY0C Apk\yNp_uw3|aaICSeA4Xk-ȴU{BP۠\m0X+ϯS{'ΰ "Qp(+۵0sB1BBѓhl爖 E=f4QokdNVcthscK1tQ6(PП%$C9 wH)sx}7: Q6 VNT : B@_tN;j\;>[ e; : 8vT]p `FI+NZyVڅ`jAOO` s"U@9r{ÑO[{ d`v.]{;cz{;oh@g\3Eak/"f5;#>><=\W%J6k)| ZH1azFt&xPÊyaC&_Tmv%R- XӒSG ] 4sMlmL& 8+d qtAR4KPF'yshos6{ѕwPE R"D  m(jj(MaY |B GC<[%\Z05nI2Ӗ F5?ΪMQNڇ۫Ԍo-Ֆn#2& .k"jxo+"KF؀@D"Hn^|$+ST/_kkQ 2oq 9eja 3+w)r[%o.|A H=`qɒK9Ua=PcSM~u*9[* hOaLx88 '(AOs+&a}36N߁!8L+^@mN#f'qK&d f#j0teFJI2{d_o _jyA¶@-XTC 5JZl8@4Af:i"5`Զ"pU%(S ]*`G+ӾCT2Su}OS BR`fbXVPJE[*㼱q u(Qł,V_fr[Nrb`2`-i2C,`f`! r-fZJzn6,֠(Gr]ZY]%,_a&̄ `B'KSWD8ɍEKbs,ICPJJgR="E}U=r8id+pL%:oS )-6G'cVԧq7^>{AD*b;j'a; cIIIz0(0D#ă>2=U ,HmL 4u-r<4ٳ4lg:@x/qF(-Z/h3Ehf3עb&REH`v&[~-?\&݂c~`/S$U=D,0$v{|A1ضS;7 -XԸޑyJ!ށp4ڵY;<.,I8ׂkQps@qqt,)$|غ&20ڎ7?1zZ!z]24o N>26V?]z4 ;_czhŵ?oHSggv}U${Κ2ԩNcruȋecװ$t&u媼GmY(0N_?6Q%,i>#g>jIЭOH2Tu/y9z`n/,(WA:rg:Sd-jkeqq6`QPi $#d V}m[DM0u704Њa*apvhh]S:X^PN!K!Ytzp+t V&A_8 _ԊJ({C ;<@%s%>=/ة"(F5Y:"XGAW0ota Cm\ ڤ9#tk w_ @@B endstream endobj 447 0 obj <> endobj 448 0 obj <> endobj 449 0 obj <> endobj 450 0 obj <> endobj 451 0 obj <> endobj 452 0 obj <>stream hޜ= @`r> (I)#oe28H4J7wO& >^†A}=#f?(#\U_Ra%%+ endstream endobj 453 0 obj <>stream hK! phKk58r×ttxY 1X V5o5l69=>ӣ&4ӸƵ):ژ6,蓆q0ܴQ'{'&Z~I'.;o>4ʆ()kS'=<%~$W?{OD;nHjA\`J E endstream endobj 454 0 obj <>stream h22T0PwH46P ()(+N)FVHl ehlfhgog`Ϸ3 endstream endobj 455 0 obj <>/Filter/FlateDecode/ID[<23CD5121F3BC4171A82C8FF63E291DCA>]/Index[1 1 4 1 32 1 40 2 221 1 227 1 249 1 423 1 440 16]/Info 423 0 R/Length 90/Prev 100529/Root 327 0 R/Size 456/Type/XRef/W[1 3 1]>>stream hbbdd`b``"Y301A6A R%X5`Y=0-g Bxa&&EY@ endstream endobj startxref 123688 %%EOF