%PDF-1.7 % 174 0 obj <>stream h޴Wn"G/0nkN6VĖ!Ƀg1Y`Orj|aL{N]ZT$ Iғ0d x=)IcHKJ X4d"eI aj 6 )H"-HMBh 2.C p  ((S@3ńՖ%ᠩ H#+H֓]$`P0TZZΑ4EA`J<,{BȱGpp gu UVKrp|!/E 5FuAIj yGZ EVӻwtX2U~p^,aʯ\ͯip놤/^=_mH9 0χrOݣn{hBLx]Ǥ\tj ;[Of~,R,ˉps'<<-')* e.FT%﬈>p\w'cL(oFɼAD+/ױs q*љדѴo'd#l$3Sg 86dUFwrx[_I<)7^o{%w~Ý(\,;yhT.tR(,`/ix]S1WZݲ~ud2%t-ᴏ0;GxL'l?:XZ2 1(~^Q<)J߫@:UꑌEIBl&}hXDب؆>yF`6p-ؘoSA" H$gh?& MsY}l]Lj<(౶9xxzhxjx^N#(>|Hi"eܬ|6CdGfbs6`6El3zF{32Y6FwCj*GxϚn}+fh|#>1[fxЉt՗k[|KjixV~؞\Nўpwaޙ6Q=zY7;߲3!uUnD:ll{?/宎H!vwDa "4y6?o7ebݔm2mYxxìqlKݨ/ҖHMMf4vhЩt2pl"w9"$ "2UL٦IT~$]*?:c+̃') Nc endstream endobj 175 0 obj <>stream h̓M 027d~Vx< H鮂'3 rXH 3 <^c{ѝRMהdbozoPj0],5xW@ R|L/0 Ρ[P)ݽH@7eLGhP ()T:d'~2 (vY&.|C-S endstream endobj 1 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources 167 0 R/Rotate 0/StructParents 1/Tabs/S/Thumb 15 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 3 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources 165 0 R/Rotate 0/StructParents 2/Tabs/S/Thumb 16 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 4 0 obj [48 0 R 45 0 R 42 0 R] endobj 6 0 obj <>stream HKTUiPgfnF1;Cp`PS0^TD9Q@fۨe,&A41." ^ăn&/VmJu~})k+iqقўi)fcfV1ǔ *q(YRӒ8S̀DXi 1Ǩ(+}א%3%yI35Qkd5SҒ5i4a7j^4,cٸnyQ4IE5&R Mi)JGQ~VT5ZHS(Ek(GʡʩC$z=}lfhuT(P<fTc*sucSΞݲyKS$}t<]/nRH&~[z%y?2?֖~V~P(?XQC69E{yCtnДt;~tmRLܸ1;;ϲ+fWnAFUkQR5CA1:v13b{E.`.~1P{:oTZ~X/ MjH=S DMػ14D,谅Xq߶[f:Otk<$-GnY} ?ۀ<-c3+s*^tѰOf;\@LÌ!V`F3Xh@WHMNF=6b;4U YkɯXi٫dVxCr:2b7 /@2 ] XLw^}zpB#:mFtf-<枩qK`H}W }kv2 +EgDeiYI ȯȁydH^97lm?tbx-R0zsh:O{ A EnNY䉅Vx_B( 7w]0Eә%;+ŭ* ((::h[(%i:v_X.$p8oEH~liKʲlvԿ6/Ejeg ROh7AOCtFd@qaKKU#d>ny}}v;a2hzd?)}Odyp|d;P@KDJv.WA$ ; I]ӺgErֶ.K`} {|jeȊʓNW6S*’X~ jO{69FZgJHcJugQx ZZ,*1osP*y0ǁ3K@R΋?~Y{UUQ-ޱ<7e?zʅ΃p(u>qR%`n.éE ".pu粣;3='e[`w5G|Wȏx endstream endobj 7 0 obj <> endobj 8 0 obj <>stream HK\j0 ~ CI6v !f-?8!o?*̐g|TsI&a0gd9`nsbIۙ龋7^$(>}AL>p,OvR$oBU.R&?Ѓd*RZhƿ6=$VnW=,l F(R\,NJ;4.n(2JNS sE|d>"o7|@9'|˼%ΙsdWtb"b"bZͬك"jϼ'f?(KQ]RT:1c }~4G~45Mj7 cO'Ώ&9x.?x*/ endstream endobj 9 0 obj [/Indexed/DeviceRGB 255 10 0 R] endobj 10 0 obj <>stream 85$EqN@%''O_@%e@?J;%+8(9e>X=MR6S?i^YgA3=].HDXF.R$lIL@"pJ+EP(%0 b]6ajmNZn*!='OQZeQ^Y*,=]?C.B+\Ulg9dhD*"iC[;*=3`oP1[!S^)?1)IZ4dup` E1r!/,*0[*9.aFIR2&b-C#soRZ7Dl%MLY\.?d>Mn 6%Q2oYfNRF$$+ON<+]RUJmC0InDZ4OTs0S!saG>GGKUlQ*Q?45:CI&4J'_2j$XKrcYp0n+Xl_nU*O( l[$6Nn+Z_Nq0]s7hs]`XX$6Ra!<<'!!!*'!!rrmPX()~> endstream endobj 11 0 obj <> endobj 14 0 obj <>stream 85&<9>nVc4%"r^%V`rYKoH:\>"o1_-P#rtj.%`P$>;f.,3\B?%ncW>(+hj1)W%,=u ZDpiUFOQTHV8?GoV_Atd0X>U9"Q,(Jk/h$I#VqeGTPA1>!IB=N&CqL-,GZQ6lc"tt :RKGPT!n&ViRU$g\r7@NKFmS2:5]Yi!9$hPWd6%`l[_Zp9Nj>6AQMEt&=B]hGnqLn <-'iEWQ(B2c!k7D4`T@>.:h#$XQ4<;h@,C#S4nVM4;jEo"_Y$^W5ok%kGs$>U!F1k )s/<36/75:bPDn*nu&@H-Yg`$qDbF%@[:m?3;`:-dM(du<8)oB2;:!0:IS!YHD?Y7 _uCa@U2K1O_5?:TLjb_?ld"MS+nT)ImPqp?X.PG73\9lLEEi>8-h%9>!<<'!!!*'! !s!QdiY2~> endstream endobj 15 0 obj <>stream 85&<9=Uos9#XlB+"hBXtU0XF$;Q/#h+,qEj9S\4b#QX@"hGW7ap^HgX2MOI66XYWP74AgWuX+]9BfNg^aEC^3AT:gAPEW WD<.4cX'P5egq1/!!!!a"BGL&!<<'!!!*'!!s!8nc!C~> endstream endobj 16 0 obj <>stream 85&<8d0bCH$q:-p+5H;f7Bna.0p`a?4P6=\mcHA>!<<*"z#UZN!V,Va2.FJ./Apu(n GuUN1E=DYHbl#HKa16q>b%PceD\j;UQ+Wu@.50We7E(2;::FWTYYGj#]WW9A/\7?J GN(utamkf,A$t#SRsAj9&,mDKeD-?UKl!_IR:'#i-i`d^VfkI endstream endobj 17 0 obj <> endobj 18 0 obj <>stream application/pdf EV – Things to consider before buying 51Թ EV – Things to consider before buying EV – Things to consider before buying ©HSBC Group 2024. All Rights Reserved. 2024-03-26T14:36:54Z 2024-03-26T14:36:58Z 2024-03-26T14:36:58Z Adobe InDesign 18.5 (Macintosh) uuid:1f526701-b046-c545-a538-bad3ce2c3a01 xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 xmp.id:baeb6e40-f93c-450a-80b3-8f757945d6af proof:pdf xmp.iid:882eda62-63d5-43f8-88cb-001947a94f0f xmp.did:a00619a6-b98c-482c-990f-d07751763983 xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 default converted from application/x-indesign to application/pdf Adobe InDesign 18.5 (Macintosh) / 2024-03-26T14:36:54Z www.hsbc.co.uk Adobe PDF Library 17.0 False 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI internal A reference to the original document from which this one is derived. It is a minimal reference; missing components can be assumed to be unchanged. For example, a new version might only need to specify the instance ID and version number of the previous version, or a rendition might only need to specify the instance ID and rendition class of the original. DerivedFrom ResourceRef Identifies a portion of a document. This can be a position at which the document has been changed since the most recent event history (stEvt:changed). For a resource within an xmpMM:Ingredients list, the ResourceRef uses this type to identify both the portion of the containing document that refers to the resource, and the portion of the referenced resource that is referenced. http://ns.adobe.com/xap/1.0/sType/Part# stPart Part http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Open Choice of Integer endstream endobj 21 0 obj <>/Pa1<>/Pa2<>/Pa5<>>> endobj 24 0 obj <> endobj 42 0 obj <>/Border[0 0 0]/Contents(hsbc.co.uk \(/\))/H/N/Rect[51.0236 119.631 128.967 101.445]/StructParent 5/Subtype/Link/Type/Annot>> endobj 43 0 obj <> endobj 45 0 obj <>/Border[0 0 0]/Contents(hsbc.co.uk/contact \(/contact/\))/H/N/Rect[68.5746 181.587 169.516 166.215]/StructParent 4/Subtype/Link/Type/Annot>> endobj 46 0 obj <> endobj 48 0 obj <>/Border[0 0 0]/Contents(hsbc.co.uk/accessibility \(/accessibility/\))/H/N/Rect[395.318 199.087 520.572 183.715]/StructParent 3/Subtype/Link/Type/Annot>> endobj 49 0 obj <> endobj 91 0 obj <>/Metadata 18 0 R/Outlines 163 0 R/Pages 17 0 R/StructTreeRoot 20 0 R/Type/Catalog/ViewerPreferences<>>> endobj 92 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources 169 0 R/Rotate 0/StructParents 0/Tabs/S/Thumb 14 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 93 0 obj <> endobj 94 0 obj [/ICCBased 111 0 R] endobj 96 0 obj <> endobj 97 0 obj <> endobj 98 0 obj <> endobj 99 0 obj <> endobj 100 0 obj <>stream HK\j0E -E#17/n?Ʃ,ф*]iTsY&a4 ̲ 0`@^;f  ea]7.NsXɎX-XWլeܼ,SYB^Z (y٠/s 8،-L5ZwQ8JYqXvwDSrb.yϼG"c@V Yq|3[-1kiTTSqhfM|`>sE|b>h:f?hɏf?hɏ4u$oymo;.}2EYPWzG/QE{i8 endstream endobj 101 0 obj <> endobj 102 0 obj <>stream HK\j@D^&{cǙ`Yj{cY?]* cUztCѭt{هrI^kjoq~y/IUg|xƻ{شCxLcƮ?_KaΡ\k׆ck=|]w)|>W9eKC݄O![-I2pl~cR,S]:=\}^y33y~g˼E&#b3獧*9g9˜9G. 䒹DfAY]!ӳgIy+ + Y%` Y%` Y0 A?~;tىG'nnnnnnxtكGJd)XJd)XJd,e'Ny-):sُe?~tYG˺DWƮ ] Fo7 Fo7 F "qw pm؎>zsǸO˼>||}(_8= endstream endobj 110 0 obj <>stream HKT}PwwIvfYjv7w[-z\QT((%_xzS6! Ղ(ܩX46yZ:UBpVM0wЙ?vf}y~KSiy9K_\j.*~\.hnjBE+WC)" U+E8WAlpPY-鸄kˊVYVӏ1տi)hYU`'&"sjΙ{cv`}9hP)uJQ1Jͧ!TJBz@S.L [_5SuUUW{wϙ mb/f9ڕ:hG;ğ;q]T@u_R.kO1%pm|Ѻݢ^6+qqBԾ^>(6(Ze?00ϰ:Tճǯ6-д3%Ŋ϶ijہ?3ա;<ʧ*ZI^nx0>%xrX $d 9O`'=6%X*Y G^5}Xe2Y8AM+:s/1'Yi{sEshEa̵ϥ5Wg19lWlOuGugA6k|LJ"poÐ^t!W3!1DaGmUYC/P]2{X|76h!k#{BUV,T1WƐ_5s*7WwwIL7+ČM^q+y|hV[#H"ots^N S ބ#Ey0 0ou9OVX!Z^oc"*Z qM 8)$, H_{Uh/\gA27,னⅽ:G}@{#sdwe lVZ`+,W4cDF{ޯڳ^YW{@2%gȗrXW#=C}Π6?2Sa v)D`HǑ‡P C`d$)ZB8!Kfw0AYcUCXtge 5KwTttg}m ?J[`QS Mإ!΃+ͷI|i2OO&u .?fqV f9 = ctv,`#]0F]t ?a{س2"bo+"N^˱ endstream endobj 111 0 obj <>stream HKyTSwoɞc [5laQIBHADED2mtFOE.c}08׎8GNg9w߽'0 ֠Jb  2y.-;!KZ ^i"L0- @8(r;q7Ly&Qq4j|9 V)gB0iW8#8wթ8_٥ʨQQj@&A)/g>'Kt;\ ӥ$պFZUn(4T%)뫔0C&Zi8bxEB;Pӓ̹A om?W= x-[0}y)7ta>jT7@tܛ`q2ʀ&6ZLĄ?_yxg)˔zçLU*uSkSeO4?׸c. R ߁-25 S>ӣVd`rn~Y&+`;A4 A9=-tl`;~p Gp| [`L`< "A YA+Cb(R,*T2B- ꇆnQt}MA0alSx k&^>0|>_',G!"F$H:R!zFQd?r 9\A&G rQ hE]a4zBgE#H *B=0HIpp0MxJ$D1D, VĭKĻYdE"EI2EBGt4MzNr!YK ?%_&#(0J:EAiQ(()ӔWT6U@P+!~mD eԴ!hӦh/']B/ҏӿ?a0nhF!X8܌kc&5S6lIa2cKMA!E#ƒdV(kel }}Cq9 N')].uJr  wG xR^[oƜchg`>b$*~ :Eb~,m,-ݖ,Y¬*6X[ݱF=3뭷Y~dó ti zf6~`{v.Ng#{}}jc1X6fm;'_9 r:8q:˜O:ϸ8uJqnv=MmR 4 n3ܣkGݯz=[==<=GTB(/S,]6*-W:#7*e^YDY}UjAyT`#D="b{ų+ʯ:!kJ4Gmt}uC%K7YVfFY .=b?SƕƩȺy چ k5%4m7lqlioZlG+Zz͹mzy]?uuw|"űNwW&e֥ﺱ*|j5kyݭǯg^ykEklD_p߶7Dmo꿻1ml{Mś nLl<9O[$h՛BdҞ@iءG&vVǥ8nRĩ7u\ЭD-u`ֲK³8%yhYѹJº;.! zpg_XQKFAǿ=ȼ:ɹ8ʷ6˶5̵5͵6ζ7ϸ9к<Ѿ?DINU\dlvۀ܊ݖޢ)߯6DScs 2F[p(@Xr4Pm8Ww)Km endstream endobj 112 0 obj <>stream HK\T PgfAA0DcPQSI@@cV啈fn֊x p(ue/zm0ꪮz})(U\آĄ ksӲ,NۚtA[ZmF(Q[S`Q~|WFC%>g-1(b4=9=y ڴ-{r]3UVEgefl۔ ߸Z6S \ ڰA5ܢNے4~8K.P#H&0GdS&CII6J$I"F%  I։GI$(kj2EEPT'&&5ҝ!Dͦt5q"Q$|NN63G\'E+;̳OW[0qG?3kJ a 0~ߖg-_YyZYZUX=(zur`*,j]rpĐGȊr)weC%W.r7HzƟt^V^AU;6+0XMB.Q`/cA =|)4ehkxGu4I!]kD\$_rV%<:)pԠ?&Loǘ5इ)0EN/7Y^W8) 4ȉzZ$h>峦ܾ=*<8*z@Ay\C~U_B!&k$fvU*6tݖ  鐆kg\@OPsa,y ֿrR&%נk96\R%6kr)5VS-CV5{w;~i+!IZ?Uv.^{ݎ,>-0Nq1:s:zhm^& ;N.t`C3$PL}UYX:D_c̊(Vʇ]] aJ x^tIQ*l(!`̧Bn248p,5c Y ,S wE*,BQ(8l7ΡɽKm׷:&BI@;`bAk3 2j&{`iX/d쿔sC^-EW7M"^HlEE Scz{^:6JZ 67'҈;-Z{5kv11;]|SS9D @;Ϻe[9uΒ t` {sAO_z:V 7qz~˗Uwk pR4 Xģmt7P,K4iy/NqJo͍|AýQ0N C_}p~ɑ!.Xe}kv7"ӱ瞤l;t(-J LI,]il'LkUBzXL-U\bPo"]--=Q$4-o* QfD "%]9\pӼ ݡHwVˇ',ڣŧ5C^ysWm2ngo &~IsˋaZ B'?ݕ:F|YYGuƅ+2yy[gLtptV- t8DbZ@A͊3zh5<#€͞8PH+4ʻ Yx w};NK;{+!>kLv;!w]C=Z)q L)zC]<:UMRնɠN3tFy.87c[k(0?e#%8@/ܧgl^X3 uZ7FmA"xthՈg_Gt#35̀W`]MAߕB4OzG?hC"#` E"'o0 d͕*ߖVJ*rԦgb۶,".Ç$^MW`zbi.vwKr00JBQ* S &V؁p>" έ)F$ܒ9cKx8" LBGjuk󰿬P,!@xҖ E;B`J$h^c2mdF@;~tFWَ|.\őTR*~J'89Ym?J+8ޠ]x[b7*t" )Ohe [~sw-{v~=g' lleҿdw =;LX!+B CP@ ʄ6拘xi̳/l4vio!_ܿ}~~ՙ4N)~~IPy*{2$Ug;vw?zg~O&?g7^{yxOqD}Q1^ endstream endobj 113 0 obj <> endobj 163 0 obj <> endobj 164 0 obj <>stream xYms6>3!Mt:ikrMkN{sc˲F\Y?.@%˩3cZ >쳻;Ǵ<;kR)'Go䯉oSpuJ ͯ'G6|˦gDHSIڶq;5|cuieOUUpmdrV~ѻXt)?z?f_OMȿmvMNpIYJ_'cp10 \ue jxz{mZs^JQpłϷpk&j _bK]WWq?ɷهiA_jtDXmj'|Dž\qp,ּCXǛʒn };gE%\l +\Hx-S4KWqS5^L{!_qւdua vιЈ7/g\IMֵ vm*Q"F ?lE/$Bl8!BLxB ym!;#/yc Tg0&9rv9'WBTӥ"ށ L\7c^'Xcl6T%׀ |ᖩ-}3 >r OH( ؍RFn ]bֺgSVq@xYshma[cp V&R;^:S09b| jב7e .gay.m7% Mi|$*G"c5 D_,%jIRh%F1pwN\dE債Ψ52if!3"7<ɻ ^CBFJ2l q̋ r=|h=j.\> 4krP U)6CÆJ3J.k", 32 (:ԝ9J  HRۺ2AH2K|ur7tZ.S$84; _{_pMֆ/bxKnKi!<.:%N4> $7ѭ3j ج7X-QoCW+~.!`}yȀ{T>![rS(Of'1sBFշ!ftH3SpW̅9f LB6n8Zq åamp ]n>}ⱹ'nɉ>#<8T r8ꙡY}&}X|t$s.I,g'Q_ 2/x'LW)Ui&<0$| (5ҏM1@Hd#| ҰhRf/{*-b/EˬQp)!H%~(hD b hٟOb 8i%e05!(Ő:$ ~A3+B.D.]mۥt;_M%D8c<ᘖg4Q<d%_F;H{5:#PO]B:l0t!Q`[G(@+LTCEyYi3$PKǨt|S8P+57mU6xL!U!dT!ijR=ž_dwx^Bgȑ~+ǭ:KRa|(WB37l+|E:%YlCGl*X SгF18oGm P#x`.O!ZIR(TlxeҶ#Iqi%><.wIYK]br@`9%<& v;T~J'?cg4lrE$*{pϬWUK>×] b0q:`8 OBA/ VǙ1^; .f &|g9#@aL y-)F!q!$rH.tN>=w=pe3KX^ %O{֤=&୍TCi`4֧OIw- S%!b}g4}@A"pjUs#} Oqgl a5Ed7J54qĴ4DHp">$4;pNQHP,% endstream endobj 165 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>> endobj 166 0 obj <>stream xYn6}ߏhH,Ai(mZk;{qwfxIIu٬3gΜϏޞn.&{},ޝyT˓vj8z W.w`-/RѯQɼJ"u[mSwlyeڢQ:V4y/߳S!K|+ڼFTWBffOGvd $OIVEE eD&d>ǣQ46q0: PyT ١Of2Ui|hGvl%<r[1ūw'҅gbi:ieyQlZa&jf5ίvs)&8L΁e̬/ ~xUdoٔ 9`ŏ䫩(\d%YBj \* ;be;H*+p#!w`|[|x Xzr^3v9C+ܳAk]M5؃L6gMYxh e@MX ]ț6Z/CLCvBqR9$E!T|ka#cpʔP{L 1[3Rg=<,%n}L!y L,w3T c5WsWL5ՏWG6zAVM$*l8ʐ 80VP=o? ߲Ob@Hjfc/+ p:a6x7gU_lXnuFgL꧹JNNw:cuO1b!y]>}4'l 0n3/_0x0 ʏ@(?-X[qڷf/6P~n]HHl"|wny(ŧ҃ѹ T w ?\ ^Y`k fkl)囨M ͇'KY kTH!MV(R(VYSEv`ޝw7"eHAGi-Fvg 4Hpri~l8xZHj ᷚX':u7R 4ha?#JRpܺ_FcvpRč(eL)g5RȠ ń4*/|52KԸK~kBuԳߙG(E'@">-pA[x:'in *[nTү}X`[J̓6`r\!u_NF >V1E,'ZNS.i ]vð, #+tKd5ȳtM;SDB]Iz5'ĕ^:z VN\+6T҉4+:ڛԗ/wTF4oX  i'jgA`R` m7=78ģ' %Sh˴}S'HfC.p zYNqli"^qR9$_L4:NdugDJYG҂rGj8?מS;'?fی+ٟ{qӍw,sЈۀlK:,cr(ۨ.ݣaߘKuv)̎hϼ^ځ Mb@LEIċR١YL-+ocKl%*An*\ԻFQU1.ZRV?({bД5q ? Ge5,E{'{n>9} &9s(b'H#8't5ʎZuq3XXQuN-0Úshj? bW y48u^-ʉF endstream endobj 167 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>> endobj 168 0 obj <>stream xZێ}p(nx'@vq@ Fmg6œ<{sHJ[n;"%u9u>^=?\~śo}U3|ۯm޼~h7bM?Hmw7_h׽sʉF+no7f+t/h8g763w+-^}}ICk!羲+f29^}>9\K MzjMdp(#7Uqa" M0􃲘ssCr0B-zV Iz@BM~=8k;I#^.T`*lY օdxsS  RhI ;Ȗ~*lTzy iFUwk,?-H`<nRkm ٔ$lFtPTqtNa)xoH~8֑8IјWB& c,¤cY=L5Gɓ7I+ʣ,:gKdXi - O0i bxA`4yP'+B t0}ncLE 1aA:Q<ܜA(Q$V$³R0A Q_AiÂTmE[ȺN1FQ,{Y&=ICzoޏt99q͛e(Y)!`Ίk$lrMGjy>52Yx|()J 6[*3N*d@%N|0Ė<1p$J06%T'OJ d2v\PHT vB{SLr[JW f% 祟y;TN4H(J!r}Af(+(ܓTAE2πb]/$hPe M@e 5&=+l-O@u(AtD }y{yGϧrm q $[-iN! ])'VP89` c'r>رuȎU'BǻS%L{לw]'@;z|>Ґ zVGڦɟ$+Y[(G8?oS8&kN^6r1 M ؞uRAԻVض9{(ϷG;`PJ.'d E/J̽(yAK:c{ Qj?Rr_letGCPL^??O.ٿ,ic6iVDԲRJD>\Sz2Vm'T˶3FW)6!_%4٧I0 $8"haCִgdC>ťǯ(D-3 zksX0ihܓk}W¡ юCP}w&.(uR/D 2kwid7Oᶚ~fFi?oVCǖNUopƴXl;S694*|3J4c ~%^[[bT](Q6"/8mџ. |f-wu(ɘ>+ړ-DZMweȶ׳HذQ@س[3ѳݲԱɇ=;Ø)< ڤPLِ4!V$BLF%f(Ċk[o ӊI&-L 'vq{VǞ*/M '%Ъ`b|JlM"?S7 A S2S:sdA ya39_)2;F\<g 8H[`iNFN9NWSElTKlVv[MjgA,y-Xg*T7HTPc1rQT*rt+gcj^.lJM!Tki*"T}.x)@zNv2EvQS kᥧÛ(!A_t=f?VfքgjϺ@0.dZPUinPsKJ;V5+|>i:);h㛳fD'DY~\7EbCyT`1Qaߦ|WG:Hm - mS.CB˲`uˤ1GIeTfFl>aHE-Wvϵՠ8l$8DztzNWu(LɈaq~2+yR,9A!"Ƨ/ݧ,|kN/p_^s2=&fgK>_>;PXP}4-Uk5f}c㇉٣*үzG[Xg*Cp@.}#׾Vs{08rp,qʺ!JѪT s&@]<+sޤ~,$A5+@أ{q꧎6&a9~xc.En- |}Fe_z\8~}9 t@OoL=Lρ$@1,W -R$xtrw_'=VПg?{5_XNK/>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>> endobj 170 0 obj <> endobj 171 0 obj <> endobj 172 0 obj <> endobj 173 0 obj <> endobj 176 0 obj <>/Filter/FlateDecode/ID[<8F441B86A3CE4C0C84915145D19A5EFB><6EFCBED8190548A7AE46164D342CC318>]/Info 173 0 R/Length 310/Root 91 0 R/Size 177/Type/XRef/W[1 2 1]>>stream h̓/Ca9RR*7$UtABEb AL\C7Dl IV_[,7 rïәTWP|Ԟ``ݝ?.A4ʼn_ .e?{\7ET:a9.>Jf/֘0"G쇱iBB;a69A*"ƙ6 y,cKF$H (>ʇR%I] endstream endobj startxref 45639 %%EOF 1 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 1/Tabs/S/Thumb 15 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 3 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 2/Tabs/S/Thumb 16 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 18 0 obj <>stream application/pdf EV – Things to consider before buying 51Թ EV – Things to consider before buying EV – Things to consider before buying ©HSBC Group 2024. All Rights Reserved. 2024-03-26T14:36:54Z 2024-03-26T14:42:44Z 2024-03-26T14:42:44Z Adobe InDesign 18.5 (Macintosh) uuid:4cf5fd35-4880-2e40-8127-14a838c08bfc xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 xmp.id:baeb6e40-f93c-450a-80b3-8f757945d6af proof:pdf xmp.iid:882eda62-63d5-43f8-88cb-001947a94f0f xmp.did:a00619a6-b98c-482c-990f-d07751763983 xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 default converted from application/x-indesign to application/pdf Adobe InDesign 18.5 (Macintosh) / 2024-03-26T14:36:54Z www.hsbc.co.uk Adobe PDF Library 17.0 False 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI internal A reference to the original document from which this one is derived. It is a minimal reference; missing components can be assumed to be unchanged. For example, a new version might only need to specify the instance ID and version number of the previous version, or a rendition might only need to specify the instance ID and rendition class of the original. DerivedFrom ResourceRef Identifies a portion of a document. This can be a position at which the document has been changed since the most recent event history (stEvt:changed). For a resource within an xmpMM:Ingredients list, the ResourceRef uses this type to identify both the portion of the containing document that refers to the resource, and the portion of the referenced resource that is referenced. http://ns.adobe.com/xap/1.0/sType/Part# stPart Part http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Open Choice of Integer endstream endobj 92 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 0/Tabs/S/Thumb 14 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 163 0 obj <> endobj 173 0 obj <> endobj 177 0 obj <>stream HWkoܶ_$Cb7M&mZ-^Zw?;gHj~TpfΙ3ÿ7twF\Z` Vk1)kqt\ԼǢl#MMS8.viZg[Qj`9sz{#J|8/CU|<믋oP5d֓NOw8<)ʺ'"'OX9(LtitUu7UvU''4T! -WOΰ\|F?XR#sAW|_=~z6R#M]ױo>fo6k) /ăҡ2r:o-zV-ܯ9 r.Nad-+"~s!V.gJZ}'fx걤lɥ2I6[Z >Ɔq]LSqC ?+Sӊ){G6Jؒ(!_[Eܓ_heT/[@k)lu IpkrMS(b^yMO`g,ߙ}/Nhߖrݲ/ @ox)is^V(̔9=J T0.EYvCC-=^SPX}l,c,\m"ρ!grTc3S$M-(g;Z?T<+C#, -;$PzŐ]|TIe.6r"8 נb^Ap=z桓*J!Ȍ rn7+M^$4=py:Y]EOQ(3I fx=U+*vFetCgynn{/3%OY7ɏ: WmK^* ocHH('9N .cL΁`61ZֆT`@Qx__*p}^8G.h͡9*T^EdԅHr3T'~H21.0;F a 7"-g_Z G*k\1G hiv@bea8HvFq2%DcqcنR dm!"%&sl5D}3T휌4SQ.ž#|E#MdD3 ^ܱsѷM*GC^?YH2sӛ(!1!%*D@ &o!@:̆(2 @ RvCW (X@jvXL~{jdZNB|k`\!*2IgL#}`oNS$,lYAbtkV QANn!v8c{MʽX"J+_9nRä] +~Muo|d '><Ԝcrkk>r1]VG{DHLRF=׾vl;o_[7ۄͣ>9۠USt+w|є gђ!%n)5{n:v< ѱt!-e>$%9'<%8]|XBGZwL&fUR%d"^…ǧK>Nlte:dŹ-=3Yz|9Nj-N1@ WgpY!:$jʎ0N $0Tި俉z*nؑSiRrح6zJ5#goȼevK#0s v1J˿QO9 aR=^%'iXm=@DS6cϜ~UP~52c̳x9Džw|^`z)t*&8,$eSi9)#^︰WUt8[D hU!Nמ) йڣA:L^&tp95,46X>-><("g( ^K&t1Nܓ4p#i^AءAO1dv0~O]s)8!%ܼdwle#.NI̲V-!JH26b݊6Βz'U,{QsDu45-eG[t 1:#' Rp $mJ^/`Ktahnk$ 2(|R-A\ljDq*OgL/j({3p wHC? endstream endobj 178 0 obj <> endobj 179 0 obj <>stream HWn6}W2/.@;iC/(]۹ػ׎~F3CEiW +Br.gΜ8x{l88:b-r]?/K!׋8x]Uq881kaEa,-7h.kV8.ѥQrT noU[\(_y5\tci8W_wO\հѭ:>*ѵ2;f4Z败%ڋ!."M>FcAC , Jz;gfΪ m}.[ѹkI&@0 1K L1pFؖB %YQxHŇ`+!ǵOp?]q} nzbAة)D,?~meM֟8 v-rJZ-i +Vbec`.uFT{ `dU_k ەAʷll"rH{C{tz -^<$'V t-sjk K{lq7/ZU944K!cm[[jxR\XoM, jƢ BUա 1ϥ' ,I3b(FhSo+[Z'ڌXJ& F{f%@chv\A#4J촚|!}qE;,hAjQhZG=[5W _ wRrYB^H`%Y Cs$u~`|kSoyLar~o|dbQtrM*A7I4N~Sw$Ht$ƵZJjYs"&ّӑ˔_6ʳaG="ƏkԴs.Y{D_>WA$:`r Lk"]nIjPc&/ĞɠB:P Z]O^w[R~v8[)d|o%} NJgɦ7H#/ *G)"լ%0ʐJ8+  է?JTMkgz!45dʬNKT<eċ ~IMW2/ r(x8I-20`"`ndAsBhsjzp m2!K qc*\xMLUǑ_D5Eb$C2wk82a9%@"| φ{|#WN;Bo~3zUO^40CPBpVH4 Xkw7g҆~ㄕ)Q31 tzBcD*AreGZ@ri]?yis57!7MhjIS` !s˔%X-uNfG50 06XE/V煣 m}ٸFlLpBk=0+i ZRkEaOr 䔔Z-: فyQ,HL)) #>B%>iyɛUX) endstream endobj 180 0 obj <> endobj 181 0 obj <>stream HWn}߯;wHV1@ iIQI.Mfy未%HgjTթ_W~Oo~V}zի޹~e M˝cvwի7ns\̄d-onVxZ?c?/Vs6L=gRq8UwLI_)%9DbK*g=!iSI<38`{U{c v#qL1/D3[ N;omCLҬ}Z^ɯ %&NX2# "20vwnf cN3M;p0u2Nb:7f|pWb;l$&ftf'9K}߬*Y-. Tk}B)0a XM1B,zf#rVLcK83ON3J P(}{Y6!TBh[G P4 ,VVdڄE.5)Y$tf@M0I^9.Wd Y%*Fjjv *" /K 749ց#Y}4pO ZE LX-CbB&bN2*"pHuq!"z7K*b*)F7*j5#Րba6ī&~=gBekACMȣsI,112<0[lA=arMGI87ۛط6+7FFg65,^##0-P< 6Fc/_"a|ЬFZMb3elىKE`L{ %Mb|ٽț Ib ͯ_`m0 j%" 1Hug ?kg{3X*1-8WO=Eꔜ93cl.ņSB)`( UEKa`&M ;S)C4R 7uJ]@lMWU߻AhQikE'ebVep`)~K{uFim]3vT4L*X<-d.s P~!@8ۚ_է  BRKs/~%0 S.vޝ38($R[n,g#ʓ4򑲧ű2s(Ҕ!%Xא#Y낃:25-x6ѵ5ң&۸%weu ioq Yf STa@a?^VZ2^?[}\,* W&_ ƛMI5ojw w,[#iSE\RQ =^#nBX m2鞣I'@$t~}/0YJ% ֟famlع k:}!]l߆Lk%bNkVnJMuVP N˕;(9q)>՘Xgn.OY(4/Cy[{0|uȽ:/: GOS>3nm4b!Zjۻ-) -{f?NJ ;Rk qK6uyڰvGʰ3Rj \ҭ9=?ܰ7ԤruI3z Ÿ6P)o@/;v]q[Ak$+@?96E.wggg^6/Zz@ 0e䋪NۓF3:Klov@2PQ'2Թ$>(EKjT4;dX8c.+ȁ$#%014FkAwW@@Ը2!̕}q epU"G%d;@#*c,Zu&}FɅGoݔO#5?$ϴXpLc]&e$vmmE;Z"ȕ-o#Shh(^"ymj#MT|+ CC]ya뾮)U:py7OәqpvƛyehIBaS}׊-+AW@z@v ²x7S@#Z⹭2dHs,9G R)w 0sGOQ<W ]2+3[~`8*e28nN! r; 0t;{"uLN#x^|wsLH_W <#A'V&?Uٸ$'G { +hqkSL۝ߏWlzucWszv= Y/TxW _w뱂ܯ_yy-cEy#\aGKh恏'8V!R/5uŸQ ' ohpf+ '% endstream endobj 182 0 obj <> endobj 183 0 obj <> endobj 184 0 obj <> endobj 185 0 obj <> endobj 186 0 obj <> endobj 187 0 obj <> endobj 188 0 obj <> endobj 189 0 obj <> endobj 190 0 obj <>stream h޴TN@ -e?_N m[.iQM1ӯT. .Q Eu뽔fKDDd\$71o(L j`]b_!>_ /L4DDi}褾o7|4\SnE*+G]U &}VNq Am2P KTػ8aJ{8* qx2LLFd 9Cf%K,X,XbQHH"!Mq4k _P6KB<=^4E^p1`#6g،-qհ9+\9/W{?hW+R4A)ref4>/Filter/FlateDecode/ID[<8F441B86A3CE4C0C84915145D19A5EFB><23A6FC8B69F14011A72836CCB9336E79>]/Index[1 1 3 1 18 1 28 3 37 3 50 2 55 2 65 7 74 1 80 1 87 3 92 1 163 1 173 1 177 15]/Info 173 0 R/Length 93/Prev 45639/Root 91 0 R/Size 192/Type/XRef/W[1 3 1]>>stream hbbdR L0012\5v;d\"@s/&*z0i   BE 1z } endstream endobj startxref 71437 %%EOF 1 0 obj <>/PageTransformationMatrixList<>/PageUIDList<>/PageWidthList<>>>>>/Resources<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 1/Tabs/S/Thumb 15 0 R/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>> endobj 18 0 obj <>stream application/pdf EV – Things to consider before buying 51Թ EV – Things to consider before buying EV – Things to consider before buying ©HSBC Group 2024. All Rights Reserved. 2024-03-26T14:36:54Z 2024-05-17T16:25:25+01:00 2024-05-17T16:25:25+01:00 Adobe InDesign 18.5 (Macintosh) uuid:2670cf0e-a38f-2e48-bff8-790ae93c928a xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 xmp.id:baeb6e40-f93c-450a-80b3-8f757945d6af proof:pdf xmp.iid:882eda62-63d5-43f8-88cb-001947a94f0f xmp.did:a00619a6-b98c-482c-990f-d07751763983 xmp.did:48dade05-8360-4ba7-8e4b-72c82e8574f7 default converted from application/x-indesign to application/pdf Adobe InDesign 18.5 (Macintosh) / 2024-03-26T14:36:54Z www.hsbc.co.uk Adobe PDF Library 17.0 False 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI internal A reference to the original document from which this one is derived. It is a minimal reference; missing components can be assumed to be unchanged. For example, a new version might only need to specify the instance ID and version number of the previous version, or a rendition might only need to specify the instance ID and rendition class of the original. DerivedFrom ResourceRef Identifies a portion of a document. This can be a position at which the document has been changed since the most recent event history (stEvt:changed). For a resource within an xmpMM:Ingredients list, the ResourceRef uses this type to identify both the portion of the containing document that refers to the resource, and the portion of the referenced resource that is referenced. http://ns.adobe.com/xap/1.0/sType/Part# stPart Part http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Open Choice of Integer endstream endobj 173 0 obj <> endobj 192 0 obj <>stream HWnF}W#Y8C7m GǶJJ\3Žl$r3Z\fgoXfJn ^g_EZϿ~%ggoοR~W_.Jhqq5ӆZFVvM/.gUJjS]'}l(.nVvVAZWwRkAj[cMť7v %=ldϒ¦[hOB[|$[UY&M?ED\57j)Rxqţ|=7{]:4{<ƂB!.~sL"ZN\,fHB!|vrB/![mr}Ƒs F]za&ȦBlυ[FvfA# j' {ٓ1C.Z <6FS"O:QIRp6 p $1 Hw`\[Hc.?yVUGXF+,mmSeԹڶӯr/vQB_b@(s aI 6Nk7R>s7w0>|_7 Ys04q9=`nUr求J|[h>CC, Jz;fI۹޷Qc؀tSqۚ\'$ emPЄ3Iv^ ]갰  yA'>pjCK\ip5t7S@ݐbv >wQ =nuOSt\q hG٢g<:&TD V:lJ'voFȞrt^ b1evSf36k݄z]ct!Z;wA`ljXPX0E:3 Nw\<+|fˑu#U@Lptdj6qL<Kg\P@D;s>/2\`i: HN`"Hs<7؂?IΠn>rgł$P?9i94G51!I;d Dw -V[\,a7*E@DqX♎6!@I{V޳$_k/DTI9ʿ bBځ\`Fv.x._;V@wU]>:0A <PMA07Ad9ݎ5CD̈́>%z3R|ӱԻq/R1=,#dű*#dt,F[ς*=|GɟնĚ<{ЩPf*-u}XlDċ ~Iޝľ3q.KtT : gd@RN !9hb) Zҩ^.w2ʶi_|_Pepُp(;_da&恌_|&~<4]ak#i82b)ף(>l@#r.U Wzwӗ{p[W`_aЛ_D)7:w`<.ɒ::A§<՝XiCCUSD{0E4 -)j06HoJl|LM{:7Y\˹yK0gS;,NP6.qntd/ek_W݁QІcc(XZ!d8LֶV`Au E :Q|M WS"#4NGgY{<r(?:n\(@Tԋd\G2d:CC\B˔$:u:}tq t45U@Q⻡k7 q-Wĩw0Agȷ[0:6< PMche& j3O$m8ESU4Yxy<\膆brIJu-}كyAIrypA?Qp q{Zޕlb?Ԣ endstream endobj 193 0 obj <> endobj 194 0 obj <>/Filter/FlateDecode/ID[<8F441B86A3CE4C0C84915145D19A5EFB><852BA94EC67449C2BEBF3FCEA6E4177F>]/Index[1 1 18 1 173 1 192 3]/Info 173 0 R/Length 35/Prev 71437/Root 91 0 R/Size 195/Type/XRef/W[1 3 0]>>stream hbbd8Hh &Y $l 5 endstream endobj startxref 86681 %%EOF